857 Crescent Ave, Covington, KY 41011 Property Records

Kenton County property record for 857 Crescent Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,313 sqft · built 1910
Lot Size	0.069 acres (3,016 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Jun 2025)
Tax Bill	$1,099 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-03-030.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-03-030.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,313 sqft Finished Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	3,016 sqft (0.069 acres)
Lot Dimensions	104 ft deep x 29 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	857 CRESCENT AVE
City	COVINGTON
State	KY
Zip	41011-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON JANE PT LOT 52 29'X 104'
Legal Subdivision	JOHNSON JANE
Legal Lot Number	52
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1006
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

857 Crescent Ave is owned and occupied by an individual who bought it in June 2025.

Source: Kenton County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	857 CRESCENT AVE, COVINGTON, KY 41011-1019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 24, 2020	Warranty Deed, Transfer · Line of Credit HUNTINGTON NAT'L BK
Jan 22, 2020	Deed of Trust, Construction Loan · Construction Mortgage ALPHA 9 CAP LLC
Dec 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 5, 2019	Quit Claim Deed, Transfer REGIONAL FIRST TITLE GROUP, REGIONAL FIRST TITLE GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Aug 24, 2020 · Amount on File
Deed Document Number	2025173
Deed Book / Page	349 / 879
Prior Transfer Date	Jan 26, 2019
Prior Transfer Doc	0005900220
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	857 CRESCENT AVE, COVINGTON, KY 41011-1019
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 CRESCENT AVE, COVINGTON, KY 41011-1019

Mortgage

Document Number	0005900046
Date	Mar 5, 2024
Book Page	KCM 530/158
Instrument	24030505900046

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	857 CRESCENT AVE, COVINGTON, KY 41011-1019
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900048
Date	Sep 16, 2022
Book Page	407/475
Instrument	22091605900048

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 24, 2020
Property Address	857 CRESCENT AVE, COVINGTON, KY 41011-1019
Document Number	0000000143
Book / Page	000038 / 000821
Instrument Date	Jul 10, 2020
Instrument	143
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 CRESCENT AVE COVINGTON KY 410111019, COVINGTON, KY 41011-1019

Mortgage

Document Number	144
Date	Aug 24, 2020
Book Page	000M87/000254
Instrument	144

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jan 22, 2020
Property Address	857 CRESCENT AVE, COVINGTON, KY 41011-1019
Document Number	0000000079
Book / Page	0000M5 / 000276
Instrument Date	Jan 17, 2020
Instrument	79
Transaction Type	Construction Loan
Record Updated	Mar 19, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2045 MADISON AVE COVINGTON KY 410141770, COVINGTON, KY 41014-1770

Mortgage

Document Number	0000000079
Date	Jan 22, 2020
Book Page	0000M5/000276
Instrument	79

Lender

Name	ALPHA 9 CAP LLC
Address	MASON, OH 45040

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 21, 2021

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 19, 2019
Property Address	857 CRESCENT AVE, COVINGTON, KY 41011-1019
Document Number	0000000112
Book / Page	0C6833 / 000287
Instrument Date	Dec 18, 2019
Instrument	112
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$9.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	857 CRESCENT AVE COVINGTON KY 410111019, COVINGTON, KY 41011-1019

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 5, 2019
Property Address	857 CRESCENT AVE, COVINGTON, KY 41011-1019
Document Number	0000000220
Book / Page	0C6612 / 000214
Instrument Date	Jan 26, 2019
Instrument	220
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	REGIONAL FIRST TITLE GROUP, REGIONAL FIRST TITLE GRP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 CRESCENT AVE COVINGTON KY 410111019, COVINGTON, KY 41011-1019

Tax Assessment & Valuation

The 2025 property tax bill for 857 Crescent Ave was $1,099.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,000 (+90.36%) Land $10,000 Building $148,000	$158,000 (+90.36%) Land $10,000 Building $148,000
2025	$1,099.00	$83,000 Land $5,000 Building $78,000	$83,000 Land $5,000 Building $78,000
2023	$1,105.00	$83,000 Land $5,000 Building $78,000	$83,000 Land $5,000 Building $78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 857 Crescent Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 857 Crescent Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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