857 Blazing Star Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 857 Blazing Star Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,516 sqft · built 2005
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Sep 2023)
Tax Bill	$6,854 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-20-117-036-000`

Property Details

APN / Parcel Number

Primary APN	`08-20-117-036-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,516 sqft Building Perimeter
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,632 sqft (0.29 acres)
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Porch	Slab
Porch Area	162 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	857 BLAZING STAR DR
City	WATERLOO
State	IL
Zip	62298-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 36 QUAIL RIDGE PHASE 1
Legal Range	09W
Legal Township	02S
Legal Section	20
Legal Subdivision	QUAIL RIDGE
Legal Lot Number	36
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4033
Census Tract	600401

Owner

857 Blazing Star Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	857 BLAZING STAR DR, WATERLOO, IL 62298-3171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Sep 27, 2023	Warranty Deed, Transfer · FHA Mortgage FAMILY FINANCE MORTGAGE LLC
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Aug 23, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	Aug 23, 2018 · Amount on File
Deed Document Number	2023430682
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	857 BLAZING STAR DR, WATERLOO, IL 62298-3171
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441911
Date	Mar 31, 2026
Instrument	441911

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Sep 27, 2023
Property Address	857 BLAZING STAR DR, WATERLOO, IL 62298-3171
Document Number	0000430682
Map Reference	DOC 297311
Instrument Date	Sep 18, 2023
Instrument	430682
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	857 BLAZING STAR DR, WATERLOO, IL 62298-3171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 BLAZING STAR DR, WATERLOO, IL 62298-3171

Mortgage

Document Number	0000430683
Date	Sep 27, 2023
Instrument	430683

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	857 BLAZING STAR DR, WATERLOO, IL 62298-3171
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415028
Date	Feb 18, 2021
Instrument	415028

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	857 BLAZING STAR DR, WATERLOO, IL 62298-3171
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406188
Date	Feb 18, 2020
Instrument	406188

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 23, 2018
Property Address	857 BLAZING STAR DR, WATERLOO, IL 62298-3171
Document Number	0000397521
Instrument Date	Aug 21, 2018
Instrument	397521
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	857 BLAZING STAR DR WATERLOO IL 622983171, WATERLOO, IL 62298-3171

Mortgage

Document Number	397522
Date	Aug 23, 2018
Instrument	397522

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 857 Blazing Star Dr was $6,854, up 7.8% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,854.00 (+7.84%) Homeowner's exemption	$118,090 (+4.15%) Land $16,840 Building $101,250	$354,270 (+4.15%) Land $50,520 Building $303,750
2024	$6,356.00	$113,383 Land $16,454 Building $96,929	$340,149 Land $49,362 Building $290,787
2022	Additional exemption filed	$93,300 (+3.68%) Land $15,450 Building $77,850	$279,900 (+3.68%) Land $46,350 Building $233,550
2021	Additional exemption filed	$89,990 Land $13,050 Building $76,940	$269,970 Land $39,150 Building $230,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 857 Blazing Star Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 857 Blazing Star Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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