8568 Stone Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8568 Stone Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,324 sqft · built 1947
Lot Size	8.89 acres (387,684 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (May 2021)
Tax Bill	$5,276 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-14-033-1037-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-033-1037-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	2,324 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Lot Area	387,684 sqft (8.89 acres)
Lot Depth	1,410 ft Depth
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74140331037000
Street Address	8568 STONE RD
City	CLAY
State	MI
Zip	48001-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	N 274.82' OF S 1941.08' OF W 1/2 OF NW 1/4 SECTION 33 T3N R16E 8.9A
Legal Range	16E
Legal Township	03N
Legal Section	33
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4011
Census Tract	646000

Owner

Source: St. Clair County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8568 STONE RD, CLAY, MI 48001-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS LLC
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit MICHIGAN FIRST CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Sep 24, 2010 · Amount on Record
Deed Document Number	2021014775
Deed Book / Page	5366 / 446
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 14, 2021
Property Address	8568 STONE RD, CLAY, MI 48001-3812
Document Number	5366446
Book / Page	5366 / 446
Instrument Date	Apr 28, 2021
Instrument	2021014775
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8568 STONE RD, 8568, CLAY, MI 48001-3812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8568 STONE RD, CLAY, MI 48001-3812

Mortgage

Document Number	2021014776
Date	May 14, 2021
Instrument	2021014776

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8568 STONE RD, CLAY, MI 48001-3812
Document Number	0050550192
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8568 STONE RD CLAY MI 480013812, CLAY, MI 48001-3812

Mortgage

Document Number	0050550192
Date	May 10, 2019
Book Page	005055/000192

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	LATHRUP VILLAGE, MI 48076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 9, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,600 (+16.71%)
2024	$5,276.00 (+8.83%)		$349,200 (+16.71%)
2023		$149,600
2022	$4,848.00		$299,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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