8565 Bertram Ln, Oviedo, FL 32765 Property Records

Seminole County property record for 8565 Bertram Ln, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,675 sqft · built 2007
Lot Size0.051 acres (2,250 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Dec 2023)
Tax Bill$4,045 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-21-30-5SL-0000-0120

Property Details

APN / Parcel Number

Primary APN36-21-30-5SL-0000-0120

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,675 sqft Living Area
1st Floor Area688 sqft
2nd Floor Area987 sqft
Upper Floors Area987 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area2,250 sqft
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address8565 BERTRAM LN
CityOVIEDO
StateFL
Zip32765-5223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 STRATFORD GREEN PB 71 PGS 4 - 9
Legal Range30E
Legal Township21S
Legal Section36
Legal SubdivisionSTRATFORD GREEN
Legal Lot Number12
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1011
Census Tract21318

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8565 BERTRAM LN, OVIEDO, FL 32765-5223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2023 · Amount on Record
Deed SaleDec 28, 2023 · Amount on Record
Prior SaleMar 25, 2010 · Amount on Record
Deed Document Number0010558527
Deed Book / Page10558 / 527
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateDec 28, 2023
Property Address8565 BERTRAM LN, OVIEDO, FL 32765-5223
Document Number0105580527
Book / Page10558 / 527
Map ReferenceMB 71 PG 4-9
Instrument DateDec 28, 2023
Instrument2023117324
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title CompanyFIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address470 VALLEY STREAM DR, GENEVA, FL 32732-9229

Transferred To (Grantee/Buyer)

NameVerified Name
Address8565 BERTRAM LN, OVIEDO, FL 32765-5223

Mortgage

Document Number0010558528
DateDec 28, 2023
Instrument10558/528
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,045.00 (+37.21%) Homeowner's exemption$337,950 (+41.15%)$337,950 (+5.48%) Land $85,000 Building $252,950
2023$2,948.00 (+2.72%) Homeowner's exemption$239,429 (+3%)$320,398 (+9.51%) Land $79,000 Building $241,398
2022$2,870.00 Homeowner's exemption$232,455$292,577 Land $75,000 Building $217,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, CenturyLink, Metronet, Xfinity.

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