8565 98th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8565 98th Ct, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1994
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on File
Tax Bill	$698 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`31-38-28-00006-0030-00003.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-28-00006-0030-00003.0`
Alternative APN	`27421`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	130 ft deep x 150 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	360 sqft
Porch	Screened Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8565 98TH CT
City	VERO BEACH
State	FL
Zip	32967-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT I BLK C LOTS 3 & 4 PBI 5-69
Legal Range	38E
Legal Township	31S
Legal Section	28
Legal Subdivision	VERO LAKE ESTATES UNIT I
Legal Block	C
Legal Lot Number	3,4
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2076
Census Tract	50903

Owner

8565 98th Ct is owned by a company that acquired it in August 2025.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Company Names on File
Mailing Address	8565 98TH CT, VERO BEACH, FL 32967-3335
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 18, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2000
Deed Sale	Aug 15, 2000
Prior Sale	Aug 4, 2000 · Amount on File
Deed Book / Page	1348 / 1815
Last Transfer Date	Aug 18, 2025
Transfer Doc	0037972117
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8565 98TH CT, VERO BEACH, FL 32967-3335
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8565 98TH CT, VERO BEACH, FL 32967-3335

Mortgage

Document Number	0035830287
Date	Nov 14, 2022
Book Page	3583/287
Instrument	3120220066519

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	474 Months
Due	May 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 18, 2025
Property Address	8565 98TH CT, VERO BEACH, FL 32967-3335
Document Number	0037972117
Book / Page	3797 / 2117
Map Reference	MB 5 PG 69
Instrument Date	Aug 18, 2025
Instrument	3120250040730
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8565 98TH CT, VERO BEACH, FL 32967-3335

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8565 98TH CT, VERO BEACH, FL 32967-3335

Tax Assessment & Valuation

The 2025 property tax bill for 8565 98th Ct was $698.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$698.00	$49,637	$201,145 Land $60,563 Building $140,582
2023	$437.00 (-8.77%)	$46,833 (+3%)	$184,349 (+13.76%) Land $49,725 Building $134,624
2022	$479.00	$45,469	$162,044 Land $40,800 Building $121,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8565 98th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8565 98th Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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