Howard County property record for 8564 Trail View Dr, Ellicott City, MD 21043
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,538 sqft · built 1993 |
| Lot Size | 0.225 acres (9,784 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $589,000 (Jun 2020) |
| Tax Bill | $10,985 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Feb 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-364530 |
| Primary APN | 02-364530 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,538 sqft Total Area |
| Basement Area | 955 sqft |
| Finished Basement | 955 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,784 sqft (0.225 acres) |
| Garage Type | Mixed |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 364530 |
|---|---|
| Street Address | 8564 TRAIL VIEW DR |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21043-6078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RED |
| Legal Description | LOT 17 9784 SQ 8564 TRAIL VIEW DR CAPLANS PROPERTY |
| Legal Subdivision | CAPLANS PROP |
| Legal Lot Number | 17 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 602800 |
8564 Trail View Dr is owned and occupied by two individuals who bought it in June 2020.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8564 TRAIL VIEW DR, ELLICOTT CITY, MD 21043-6078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE COLUMBIA BANK |
| Feb 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE COLUMBIA BANK |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE COLUMBIA BANK |
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HM MTG CORP |
| Jun 30, 2020 | Deed, Transfer · Line of Credit TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on File |
| Deed Sale | Jun 30, 2020 · Amount on File |
| Prior Sale | Jul 9, 1992 · Amount on File |
| Deed Book / Page | 19494 / 270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8564 TRAIL VIEW DR, ELLICOTT CITY, MD 21043-6078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0182610463 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 18261/463 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8564 TRAIL VIEW DR, ELLICOTT CITY, MD 21043-6078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CROWN TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0185400175 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 18540/175 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | ELLICOTT CITY, MD 21042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8564 TRAIL VIEW DR, ELLICOTT CITY, MD 21043-6078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0188230170 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 18823/170 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | ELLICOTT CITY, MD 21042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8564 TRAIL VIEW DR, ELLICOTT CITY, MD 21043-6078 |
| Document Number | 0197980300 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8564 TRAIL VIEW DR ELLICOTT CITY MD 210436078, ELLICOTT CITY, MD 21043-6078 |
| Document Number | 0197980300 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 019798/000300 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 30, 2020 |
| Property Address | 8564 TRAIL VIEW DR, ELLICOTT CITY, MD 21043-6078 |
| Document Number | 0194940270 |
| Book / Page | 19494 / 270 |
| Map Reference | PL 10380 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Tax | $8,835.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8564 TRAIL VIEW DR, ELLICOTT CITY, MD 21043-6078 |
| Document Number | 19494297 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 19494/297 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0194940277 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 19494/277 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 8564 Trail View Dr was $10,985, up 6.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,985.00 (+6.63%) | $726,700 (+6.58%) Land $201,500 Building $525,200 | $726,700 (-) Land $201,500 Building $525,200 |
| 2025 | $10,302.00 | $681,833 | $726,700 Land $201,500 Building $525,200 |
| 2023 | $592,100 Land $196,500 Building $395,600 | $592,100 Land $196,500 Building $395,600 | |
| 2022 | $6,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8564 Trail View Dr in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 74 (1979–2018) |
| Claims Outside the SFHA | 13 of 74 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8564 Trail View Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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