8564 N 1200th St, Watson, IL 62473 Property Records

Effingham County property record for 8564 N 1200th St, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,504 sqft · built 1972
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (Jun 2022)
Tax Bill	$1,400 (2022)
Deeds & Mortgages	Oct 2019 Line of Credit May 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-019-019`

Property Details

APN / Parcel Number

Primary APN	`14-10-019-019`

Interior

Stories	1 Story
Building Area	1,504 sqft Base Area

Exterior

Year Built	Built 1972
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8564 N 1200TH ST
City	WATSON
State	IL
Zip	62473-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW FR 3794/69 3467/266 3437/248 539/49
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1054
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8564 N 1200TH ST, WATSON, IL 62473-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
May 23, 2019	Land Contract, Transfer
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSROADS BANK
Dec 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Dec 26, 2018 · Amount on Record
Deed Document Number	202222002687
Deed Book / Page	3794 / 69
Record Updated	Jun 7, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8564 N 1200TH ST, WATSON, IL 62473-2111
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3502/169
Date	Oct 4, 2019
Book Page	3502/169
Instrument	201901904017

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 3, 2024

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	Monthly

May 2019: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	EFFINGHAM IL
Recording Date	May 23, 2019
Property Address	8564 N 1200TH ST, WATSON, IL 62473-2111
Document Number	3467/266
Book / Page	3467 / 266
Instrument Date	May 4, 2019
Instrument	201901901850
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12855 E 300TH AVE, 12855, MASON, IL 62443-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8564 N 1200TH ST, WATSON, IL 62473-2111

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 29, 2022
Property Address	8564 N 1200TH ST, WATSON, IL 62473-2111
Document Number	0003794/69
Book / Page	3794 / 69
Instrument Date	May 4, 2019
Instrument	202222002687
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$101.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12855 E 300TH AVE, 12855, MASON, IL 62443-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8564 N 1200TH ST, WATSON, IL 62473-2111

Mortgage

Document Number	202222002688
Date	Jun 29, 2022
Instrument	202222002688

Lender

Name	CROSSROADS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 26, 2018
Property Address	8564 N 1200TH ST, WATSON, IL 62473-2111
Document Number	3437/248
Book / Page	3437 / 248
Instrument Date	Dec 21, 2018
Instrument	201801805386
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19648 N 1675TH ST, 19648, EFFINGHAM, IL 62401-6922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12855 E 300TH AVE, MASON, IL 62443-2816

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,400.00 Homeowner's exemption	$35,470 Land $1,990 Building $33,480	$106,410 Land $5,970 Building $100,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

8564 N 1200th St, Watson, IL 62473 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2019: Land Contract, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N 1200th St

Nearby Streets

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