8563 Eastern Morning Run, Laurel, MD 20723 Property Records

Howard County property record for 8563 Eastern Morning Run, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,118 sqft · built 2005
Lot Size	0.175 acres (7,606 sqft)
Owner	Individual Name on File
Tax Bill	$9,550 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-573835`

Property Details

APN / Parcel Number

Primary APN	`06-573835`
Alternative APN	`573835`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,118 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,606 sqft (0.175 acres)
Garage Type	Attached
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	573835
Street Address	8563 EASTERN MORNING RUN
City	LAUREL
State	MD
Zip	20723-5864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 35 7606 SQ 8563 EASTERN MORNING RUN EMERSON S2 PH 4 KEY PROP
Legal Subdivision	EASTERN MORNING RUN
Legal Phase	4
Legal Lot Number	35
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

8563 Eastern Morning Run is owned and occupied by an individual who acquired it in August 2007.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	8563 EASTERN MORNING RUN, LAUREL, MD 20723-5864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage IBEW 76 FCU
Dec 28, 2018	Deed of Trust, Mortgage · ARM IDB-IIC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2007
Deed Sale	Aug 13, 2007
Deed Document Number	200780398
Deed Book / Page	10839 / 55
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8563 EASTERN MORNING RUN, LAUREL, MD 20723-5864
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	ORIGINAL TITLE ESCROW LLC, ORIGINAL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8563 EASTERN MORNING RUN, LAUREL, MD 20723-5864

Mortgage

Document Number	0202310007
Date	Feb 17, 2021
Book Page	20231/7

Lender

Name	IBEW 76 FCU
Type	Credit Union
Address	WASHINGTON, DC 20577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8563 EASTERN MORNING RUN, LAUREL, MD 20723-5864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORIGINAL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184990402
Date	Dec 28, 2018
Book Page	18499/402

Lender

Name	IDB-IIC FCU
Type	Credit Union
Address	WASHINGTON, DC 20577

Agreement

Type	ARM
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

The 2026 property tax bill for 8563 Eastern Morning Run was $9,550 with a homeowner's exemption, down 1.2% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,550.00 (-1.22%) Homeowner's exemption	$708,033 (+8.26%)	$816,100 (+24.79%) Land $261,700 Building $554,400
2025	$9,668.00 Homeowner's exemption	$654,000 Land $186,700 Building $467,300	$654,000 Land $186,700 Building $467,300
2023		$578,067	$654,000 Land $186,700 Building $467,300
2022	$6,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8563 Eastern Morning Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8563 Eastern Morning Run is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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