8560 Co Rd 48, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 8560 Co Rd 48, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,161 sqft · built 2000
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$71,720 (Jul 2011)
Tax Bill	$610 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-09-08-33-0-001-010.001`

Property Details

APN / Parcel Number

Primary APN	`13-09-08-33-0-001-010.001`
Alternative APNs	`ALT APN:0908330001010001` `208696`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,161 sqft Living Area
1st Floor Area	975 sqft
Upper Floors Area	186 sqft
Basement Area	975 sqft
Unfinished Basement	975 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	250 sqft

Location & Zoning

Account Number	208696
Street Address	8560 COUNTY ROAD 48
City	CEDAR BLUFF
State	AL
Zip	35959-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR NE/4 NE/4 W 50; SW820 TO POB CONT SW 150 TO NLY ROW OF CO RD 48; SW 62; N168.04; SE 59 TO POB
Legal Range	09E
Legal Township	09S
Legal Section	33
Jurisdiction	CHEROKEE AL
Township / Civil Division	LEESBURG
Census Block Group	3
Census Block	3045
Census Tract	955802

Owner

8560 Co Rd 48 is owned and occupied by an individual who acquired it in October 2019.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8560 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Oct 31, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2011 · Amount on File
Deed Sale	Jul 26, 2011 · Amount on File
Deed Document Number	2011170134
Last Transfer Date	Oct 21, 2019
Transfer Doc	209660
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	8560 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4216
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	216439
Date	Feb 3, 2021
Instrument	216439

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 31, 2019
Property Address	8560 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4216
Document Number	209660
Map Reference	BK A329 PG 279
Instrument Date	Oct 21, 2019
Instrument	209660
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9306 ANSLEY LN, 9306, BRENTWOOD, TN 37027-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8560 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4216

Tax Assessment & Valuation

The 2026 property tax bill for 8560 Co Rd 48 was $610, up 6.8% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$610.00 (+6.83%)
2025	$571.00 (+0.71%)	$13,600 (+0.59%) Land $640 Building $12,960	$135,800 (+0.59%) Land $6,300 Building $129,500
2024	$567.00	$13,520 (-) Land $560 Building $12,960	$135,000 (-) Land $5,500 Building $129,500
2023	$567.00	$13,520 (-)	$135,000 (-) Land $5,500 Building $129,500
2022	$567.00	$13,520 Land $560 Building $12,960	$135,000 Land $5,500 Building $129,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8560 Co Rd 48 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8560 Co Rd 48 is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Killians Electronics Fixed Wireless	25 / 10

May also be available: Xfinity.

Nearby Properties on Co Rd 48

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures