Hamilton County property record for 856 Waycross Rd, Cincinnati, OH 45240
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 4.5 ba · 3,116 sqft · built 1970 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jan 2026) |
| Tax Bill | $5,476 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0004-0468-00 |
| Primary APN | 591-0004-0468-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,116 sqft Living Area |
| Gross Area | 4,546 sqft |
| 1st Floor Area | 2,060 sqft |
| 2nd Floor Area | 1,056 sqft |
| Basement Area | 968 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 127 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 856 WAYCROSS RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3290 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | WAYCROSS RD 81 X 127.27 IRR LOT 396 PT 395 MODEL CITY SUB SEC 4 BLK A-PARS468-480 CONS |
| Legal Subdivision | MODEL CITY SUB |
| Legal Block | A |
| Legal Lot Number | 396 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21505 |
856 Waycross Rd, a residential property, is owned by an individual who bought it in January 2026.
Source: Hamilton County records, as of April 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11892 KITTRUN CT, CINCINNATI, OH 45231-1182 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jan 14, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Oct 25, 2017 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY |
| Jun 1, 2017 | Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on File |
| Deed Sale | Jan 14, 2026 · Amount on File |
| Prior Sale | Jun 1, 2017 · Amount on File |
| Deed Document Number | 20263494 |
| Deed Book / Page | 15582 / 2006 |
| Prior Transfer Date | Sep 23, 2008 |
| Prior Transfer Doc | 0000000867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 14, 2026 |
| Property Address | 856 WAYCROSS RD, CINCINNATI, OH 45240-3290 |
| Document Number | 0000003494 |
| Book / Page | 15582 / 2006 |
| Map Reference | MB 91 PG 90&91 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2026-0003494 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11892 KITTRUN CT, CINCINNATI, OH 45231-1182 |
| Document Number | 0000003495 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026-0003495 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 14, 2026 |
| Property Address | 856 WAYCROSS RD, CINCINNATI, OH 45240-3290 |
| Document Number | 0000003493 |
| Book / Page | 15582 / 1999 |
| Map Reference | MB 91 PG 90&91 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2026-0003493 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 25, 2017 |
| Property Address | 856 WAYCROSS RD, CINCINNATI, OH 45240-3290 |
| Document Number | 0000097834 |
| Book / Page | 013531 / 000647 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 97834 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 856 WAYCROSS RD CINCINNATI OH 452403290, CINCINNATI, OH 45240-3290 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 1, 2017 |
| Property Address | 856 WAYCROSS RD, CINCINNATI, OH 45240-3290 |
| Document Number | 0000008805 |
| Map Reference | MB 91 PG 90-91 |
| Instrument Date | May 20, 2017 |
| Instrument | 17-0048805 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 WAYCROSS RD, CINCINNATI, OH 45240-3290 |
| Document Number | 0000008806 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 17-0048806 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 856 Waycross Rd was $5,476, down 0.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,476.00 (-0.07%) | $90,507 (-) Land $9,888 Building $80,619 | $258,590 Land $28,250 Building $230,340 |
| 2024 | $5,480.00 (+0.57%) | $90,507 (-) Land $9,888 Building $80,619 | |
| 2023 | $5,449.00 (-1.09%) | $90,507 (+30.33%) Land $9,888 Building $80,619 | $258,590 Land $28,250 Building $230,340 |
| 2022 | $5,509.00 | $69,444 Land $7,434 Building $62,010 | |
| 2020 | $198,410 Land $21,240 Building $177,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 856 Waycross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 856 Waycross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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