856 W Centennial St, Nappanee, IN 46550 Property Records

Elkhart County property record for 856 W Centennial St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1890
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on Record
Tax Bill	$693 (2024)
Deeds & Mortgages	Apr 2019 Sale Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-13-36-251-007.000-021`

Property Details

APN / Parcel Number

Primary APN	`20-13-36-251-007.000-021`
Alternative APN	`1336251007021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	832 sqft Living Area
1st Floor Area	416 sqft
Upper Floors Area	416 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	134 ft deep x 66 ft wide

Exterior Amenities

Porch	Porch
Porch Area	75 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1336251007021
Old Parcel Number	1336251007021
Street Address	856 W CENTENNIAL ST
City	NAPPANEE
State	IN
Zip	46550-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LEHMANS LOT 15
Legal Subdivision	LEHMANS
Legal Block	251
Legal Lot Number	15
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	1
Census Block	1008
Census Tract	1200

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	856 W CENTENNIAL ST, NAPPANEE, IN 46550-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Warranty Deed, Transfer HERITAGE PARKE TITLE LLC
Apr 3, 2019	Warranty Deed, Transfer SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2019
Deed Sale	Apr 3, 2019
Prior Sale	Apr 3, 2019
Deed Document Number	0000006120
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 3, 2019
Property Address	856 W CENTENNIAL ST, NAPPANEE, IN 46550-1506
Document Number	0000006119
Instrument Date	Mar 27, 2019
Instrument	6119
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	HERITAGE PARKE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 W CENTENNIAL ST NAPPANEE IN 465501506, NAPPANEE, IN 46550-1506

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 3, 2019
Property Address	856 W CENTENNIAL ST, NAPPANEE, IN 46550-1506
Document Number	0000006120
Instrument Date	Mar 27, 2019
Instrument	6120
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 W CENTENNIAL ST NAPPANEE IN 465501506, NAPPANEE, IN 46550-1506

Mortgage

Document Number	6121
Date	Apr 3, 2019
Instrument	6121

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,200 (+6.64%) Land $14,700 Building $78,500	$93,200 (+6.64%) Land $14,700 Building $78,500
2024	$693.00 (+17.86%)	$87,400 (+6.59%) Land $14,700 Building $72,700	$87,400 (+6.59%) Land $14,700 Building $72,700
2023		$82,000 (+7.89%) Land $14,700 Building $67,300	$82,000 (+7.89%) Land $14,700 Building $67,300
2022	$588.00	$76,000 Land $14,700 Building $61,300	$76,000 Land $14,700 Building $61,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fourway, New Paris Telephone Company.

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