Onslow County property record for 856 Villas Dr, Sneads Ferry, NC 28460
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,029 sqft · built 2004 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Oct 2004) |
| Tax Bill | $9,824 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 775B-86.2 |
| Primary APN | 775B-86.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,029 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 871 sqft (0.02 acres) |
| Lot Dimensions | 40 ft deep x 22 ft wide |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 490031270 |
|---|---|
| Street Address | 856 VILLAS DR |
| City | SNEADS FERRY |
| State | NC |
| Zip | 28460 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-5 |
| Legal Description | L3A VILLAS BY THE SEA |
| Legal Subdivision | VILLAS BY THE SEA |
| Legal Lot Number | 3A |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 403 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 SHREWSBURY DR, MONMOUTH BEACH, NJ 07750-1141 |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2004 · Amount on Record |
| Deed Sale | Oct 29, 2004 · Amount on Record |
| Deed Book / Page | 2340 / 460 |
| Last Transfer Date | May 13, 2026 |
| Transfer Doc | 6592000426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 14, 2026 |
| Property Address | 856 VILLAS DR, SNEADS FERRY, NC 28460 |
| Document Number | 6592000426 |
| Book / Page | 6592 / 426 |
| Instrument Date | May 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 SHREWSBURY DR, MONMOUTH BEACH, NJ 07750-1141 |
| Document Number | 6592000431, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 6592/431 |
| Name | HOME CAPITAL FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | North Topsail Beach Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,824.00 (+0.06%) | $1,082,664 (+19.57%) Land $400,000 Building $682,664 | $1,082,664 (+19.57%) Land $400,000 Building $682,664 |
| 2025 | $9,818.00 | $905,481 (+0.06%) Land $340,000 Building $565,481 | $905,481 (+0.06%) Land $340,000 Building $565,481 |
| 2023 | $9,818.00 | $904,899 Land $340,000 Building $564,899 | $904,899 Land $340,000 Building $564,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,239 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,682 units insured incl. 443 condo units |
| Nearby Flood Claims | 2,537 (1983–2025) |
| Claims Outside the SFHA | 21 of 2,537 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | L06 “Topsail” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2004) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
5G (outdoors only) and 4G LTE
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