856 Townsend Rd, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 856 Townsend Rd, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,424 sqft · built 1985
Lot Size	2.19 acres (95,682 sqft)
Owner	Individual Name on File
Tax Bill	$10,408 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:203 B:64 L`

Property Details

APN / Parcel Number

Primary APN	`GROT M:203 B:64 L`
Alternative APNs	`GRTN M:203 B:64 L` `735`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,424 sqft Living Area
Gross Area	4,242 sqft
1st Floor Area	1,452 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,682 sqft (2.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	735
Street Address	856 TOWNSEND RD
City	GROTON
State	MA
Zip	01450-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	64
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3010
Census Tract	326101

Owner

856 Townsend Rd is owned and occupied by an individual who acquired it in February 2017.

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	856 TOWNSEND RD, GROTON, MA 01450-1106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Mar 20, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU
Feb 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2017
Deed Sale	Feb 16, 2017
Deed Document Number	201725610
Deed Book / Page	68904 / 489
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Recording Date	Aug 6, 2026
Property Address	856 TOWNSEND RD, GROTON, MA 01450-1106
Document Number	0000098882
Book / Page	85982 / 283
Instrument Date	Jul 29, 2026
Instrument	202698882
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 TOWNSEND RD, GROTON, MA 01450-1106

Mortgage

Document Number	0000098882,
Date	Aug 6, 2026
Book Page	85982/283
Instrument	202698882

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	856 TOWNSEND RD, GROTON, MA 01450-1106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69027-331
Date	Mar 20, 2017
Book Page	69027/331
Instrument	40677

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Feb 16, 2017
Property Address	856 TOWNSEND RD, GROTON, MA 01450-1106
Document Number	68904-489
Book / Page	068904 / 000489
Instrument Date	Feb 16, 2017
Instrument	25610
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 856 Townsend Rd was $10,408, up 2.6% from the year before.

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,408.00 (+2.57%)	$704,200 (+5.83%) Land $239,000 Building $465,200	$834,195 (-)
2025	$10,147.00 (+0.63%)	$665,400 (-0.42%) Land $228,100 Building $437,300	$834,195 (+21.33%)
2024	$10,083.00 (+5.03%)	$668,200 (+8.86%) Land $228,100 Building $440,100	$687,515
2023	$9,600.00	$613,800 Land $228,100 Building $385,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 856 Townsend Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Townsend Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST GROTON WATER SUPPLY DISTRICT serves 1,853 people · EPA ID MA2115001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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