Sevier County property record for 856 Thomas Cir, Seymour, TN 37865
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,276 sqft · built 2007 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Jan 2023) |
| Tax Bill | $1,212 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-055.20 |
| Primary APN | 044-055.20 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,276 sqft Living Area |
| Gross Area | 4,484 sqft |
| 1st Floor Area | 1,904 sqft |
| Basement Area | 1,904 sqft |
| Finished Basement | 1,372 sqft |
| Unfinished Basement | 532 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Lot Dimensions | 250 ft deep x 118 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 856 THOMAS CIR |
|---|---|
| City | SEYMOUR |
| State | TN |
| Zip | 37865-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | MIZE SUB PB 22 PG 35 LOT 31 117.70X249.73 IRR |
| Legal Subdivision | MIZE SUB |
| Legal Lot Number | 31 |
| Jurisdiction | SEVIER TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 80300 |
856 Thomas Cir is owned and occupied by an individual who bought it in January 2023.
Source: Sevier County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 856 THOMAS CIR, SEYMOUR, TN 37865-3404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Jan 11, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 10, 2020 | Warranty Deed, Transfer · Conventional with PMI KEYSTONE MTG |
| Oct 11, 2019 | Deed of Trust, Mortgage · Line of Credit KNOXVILLE TVA EMP CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on File |
| Deed Sale | Jan 11, 2023 · Amount on File |
| Prior Sale | Jun 10, 2020 · Amount on File |
| Deed Document Number | 2023976 |
| Deed Book / Page | 6249 / 216 |
| Prior Transfer Date | Mar 9, 2011 |
| Prior Transfer Doc | 0037010551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEVIER TN |
| Property Address | 856 THOMAS CIR, SEYMOUR, TN 37865-3404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 856 THOMAS CIR, SEYMOUR, TN 37865-3404 |
| Document Number | 0069040286 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 6904/286 |
| Instrument | 26010630 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEVIER TN |
| Recording Date | Jan 11, 2023 |
| Property Address | 856 THOMAS CIR, SEYMOUR, TN 37865-3404 |
| Document Number | 0062490216 |
| Book / Page | 6249 / 216 |
| Map Reference | MB 22 PG 35 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 23000976 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | ADMIRAL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,924.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 THOMAS CIR, SEYMOUR, TN 37865-3404 |
| Document Number | 0023000977 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 23000977 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEVIER TN |
| Recording Date | Jun 10, 2020 |
| Property Address | 856 THOMAS CIR, SEYMOUR, TN 37865-3404 |
| Document Number | 0055530811 |
| Book / Page | 005553 / 000811 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 19380 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | CONCORD TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,203.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 THOMAS CIR SEYMOUR TN 378653404, SEYMOUR, TN 37865-3404 |
| Document Number | 55540001 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 005554/000001 |
| Instrument | 19381 |
| Name | KEYSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37909 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEVIER TN |
| Property Address | 856 THOMAS CIR, SEYMOUR, TN 37865-3404 |
| Document Number | 0054260414 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 856 THOMAS CIR SEYMOUR TN 378653404, SEYMOUR, TN 37865-3404 |
| Document Number | 0054260414 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 005426/000414 |
| Instrument | 35461 |
| Name | KNOXVILLE TVA EMP CU |
|---|---|
| Type | Credit Union |
| Address | KNOXVILLE, TN 37902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 7, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 856 Thomas Cir was $1,212.
Source: Sevier County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sevier County |
| Unified School District | Sevier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,212.00 | $81,875 Land $7,900 Building $73,975 | $327,500 Land $31,600 Building $295,900 |
| 2024 | $1,212.00 | ||
| 2023 | $81,875 Land $7,900 Building $73,975 | ||
| 2021 | $1,212.00 | $327,500 Land $31,600 Building $295,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 856 Thomas Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 856 Thomas Cir is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KNOX-CHAPMAN UTILITY DISTRICT serves 41,311 people · EPA ID TN0000367 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| KUB Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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