856 Terry St, Monterey, CA 93940 Property Records

Monterey County property record for 856 Terry St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,727 sqft · built 1966
Lot Size	0.115 acres (5,000 sqft)
Owner	Trust Name on File
Last Sale	$225,000 (Mar 1994)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-176-012-000`

Property Details

APN / Parcel Number

Primary APN	`001-176-012-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,727 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	856 TERRY ST
City	MONTEREY
State	CA
Zip	93940-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOTS 9 & 11 BLK 27
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	27
Legal Lot Number	9,11
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1020
Census Tract	12503

Owner

856 Terry St is owner-occupied and held in a trust since January 2022.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	856 TERRY ST, MONTEREY, CA 93940-1509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 11, 2022	Intrafamily Transfer, Transfer ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY
Jan 11, 2022	Intrafamily Transfer, Transfer ATLAS TITLE COMPANY
Dec 29, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING LNC
Aug 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 1994 · Amount on File
Deed Sale	Mar 16, 1994 · Amount on File
Deed Document Number	199420351
Deed Book / Page	3079 / 1203
Last Transfer Date	Jan 8, 2022
Transfer Doc	0000001784
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jan 11, 2022
Property Address	856 TERRY ST, MONTEREY, CA 93940-1509
Document Number	0000001784
Map Reference	MB 1 PG 4
Instrument Date	Jan 8, 2022
Instrument	2022001784
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 TERRY ST, MONTEREY, CA 93940-1509

Mortgage

Document Number	0000001785
Date	Jan 11, 2022
Instrument	2022001785

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jan 11, 2022
Property Address	856 TERRY ST, MONTEREY, CA 93940-1509
Document Number	0000001783
Map Reference	MB 1 PG 4
Instrument Date	Jan 5, 2022
Instrument	2022001783
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 TERRY ST, MONTEREY, CA 93940-1509

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jan 11, 2022
Property Address	856 TERRY ST, MONTEREY, CA 93940-1509
Document Number	0000001786
Map Reference	MB 1 PG 4
Instrument Date	Jan 5, 2022
Instrument	2022001786
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	856 TERRY ST, MONTEREY, CA 93940-1509

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 29, 2017
Property Address	856 TERRY ST, MONTEREY, CA 93940-1509
Document Number	0000071817
Map Reference	MB1 PG4
Instrument Date	Dec 21, 2017
Instrument	2017071817
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	856 TERRY ST, MONTEREY, CA 93940-1509

Mortgage

Document Number	0000071818
Date	Dec 29, 2017
Instrument	2017071818

Lender

Name	SUMMIT FUNDING LNC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 11, 2017
Property Address	856 TERRY ST, MONTEREY, CA 93940-1509
Document Number	0000043055
Instrument Date	Aug 8, 2017
Instrument	43055
Transaction Type	Transfer
Record Updated	Aug 21, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	856 TERRY ST MONTEREY CA 939401509, MONTEREY, CA 93940-1509

Tax Assessment & Valuation

The 2025 property tax bill for 856 Terry St was $4,512 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$390,045 (+2%) Land $216,693 Building $173,352
2025	$4,512.00 Homeowner's exemption	$382,398 Land $212,445 Building $169,953
2023	$4,004.00 (+1.42%) Homeowner's exemption	$367,551 Land $204,197 Building $163,354
2022	$3,948.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 856 Terry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 856 Terry St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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