Union County property record for 856 T J Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,446 sqft · built 2007 |
| Lot Size | 0.028 acres (1,220 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Nov 2019) |
| Tax Bill | $1,658 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Nov 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-321-508 |
| Primary APN | 09-321-508 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 702 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 1,220 sqft (0.028 acres) |
| Porch | Slab |
| Porch Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 856 T J DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | M-U-SU MON |
| Legal Description | #13 SOUTHWINDS TOWNHOMES OPCJ383 |
| Legal Subdivision | SOUTHWINDS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20501 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 856 T J DR, MONROE, NC 28112-7752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 26, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on Record |
| Deed Sale | Nov 26, 2019 · Amount on Record |
| Prior Sale | Nov 22, 2019 · Amount on Record |
| Deed Document Number | 201937103 |
| Deed Book / Page | 7526 / 776 |
| Prior Transfer Date | May 10, 2007 |
| Prior Transfer Doc | 0004552026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 856 T J DR, MONROE, NC 28112-7752 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8199580 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 8199/580 |
| Instrument | 37517 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, NC 28111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 26, 2019 |
| Property Address | 856 T J DR, MONROE, NC 28112-7752 |
| Document Number | 0007526776 |
| Book / Page | 7526 / 776 |
| Map Reference | CAB H FILE 816 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 0037103 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 KATHY ST, 75, MONROE, NC 28110-3874 |
| Name | Verified Name |
|---|---|
| Address | 616 CASTLE RD, MONROE, NC 28110-3853 |
| Document Number | 0000037104 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 0037104 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 22, 2019 |
| Property Address | 856 T J DR, MONROE, NC 28112-7752 |
| Document Number | 0007523468 |
| Book / Page | 7523 / 468 |
| Map Reference | CAB J FILE 383 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 0036581 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2416 COMMUNITY PARK DR, 2416, MATTHEWS, NC 28104-5022 |
| Name | Verified Name |
|---|---|
| Address | 856 T J DR, MONROE, NC 28112-7752 |
| Document Number | 0000036582 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 0036582 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 26, 2019 |
| Property Address | 856 T J DR, MONROE, NC 28112-7752 |
| Document Number | 7449601 |
| Book / Page | 007449 / 000601 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 25391 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1561 MONROE NC 281111561, MONROE, NC 28111-1561 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,700 (-) Land $48,300 Building $141,400 | $189,700 (-) Land $48,300 Building $141,400 | |
| 2025 | $1,658.00 (-1.49%) | $189,700 (+22.86%) Land $48,300 Building $141,400 | $189,700 (+22.86%) Land $48,300 Building $141,400 |
| 2023 | $1,683.00 | $154,400 Land $29,300 Building $125,100 | $154,400 Land $29,300 Building $125,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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