856 Sundown Rd, South Elgin, IL 60177 Property Records

Kane County property record for 856 Sundown Rd, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,732 sqft · built 1983
Lot Size	0.235 acres (10,251 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2022)
Tax Bill	$7,524 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-27-406-014`

Property Details

APN / Parcel Number

Primary APN	`06-27-406-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,251 sqft (0.235 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	856 SUNDOWN RD
City	SOUTH ELGIN
State	IL
Zip	60177-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEVINE BROS SUB UNIT 9 LOT 273
Legal Subdivision	LEVINE BROS SUB
Legal Block	2
Legal Lot Number	273
Legal Unit	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	854900

Owner

856 Sundown Rd is owned and occupied by an individual who bought it in April 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	856 SUNDOWN RD, SOUTH ELGIN, IL 60177-1042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Dec 8, 2004 · Amount on File
Deed Document Number	202220455
Prior Transfer Date	Jan 28, 2022
Prior Transfer Doc	0000010767
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 14, 2022
Property Address	856 SUNDOWN RD, SOUTH ELGIN, IL 60177-1042
Document Number	0000020455
Instrument Date	Mar 25, 2022
Instrument	2022K020455
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 FIR ST, CARPENTERSVILLE, IL 60110-1620

Mortgage

Document Number	0000020456
Date	Apr 14, 2022
Instrument	2022K020456

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 24, 2022
Property Address	856 SUNDOWN RD, SOUTH ELGIN, IL 60177-1042
Document Number	0000010767
Instrument Date	Jan 28, 2022
Instrument	2022K010767
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 LYTLE ST, 423, WEST PALM BEACH, FL 33405-4621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1501 LOWE DR, ALGONQUIN, IL 60102-2335

Tax Assessment & Valuation

The 2025 property tax bill for 856 Sundown Rd was $7,524 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,524.00 Homeowner's exemption	$109,714 (+8.57%) Land $22,936 Building $86,778	$329,274 (+8.57%) Land $68,836 Building $260,438
2024		$101,054 Land $21,126 Building $79,928	$303,283 Land $63,403 Building $239,880
2022	$6,217.00 (+6.82%) Homeowner's exemption	$83,245 (+6.96%) Land $17,403 Building $65,842	$249,735 (+6.96%) Land $52,209 Building $197,526
2021	$5,820.00 Homeowner's exemption	$77,829 Land $16,271 Building $61,558	$233,487 Land $48,813 Building $184,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 856 Sundown Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	17 (2004–2020)
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Sundown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband.

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