Orange County property record for 856 Spring Oak Cir, Orlando, FL 32828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,704 sqft · built 2006 |
| Lot Size | 0.166 acres (7,221 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $550,000 (Apr 2026) |
| Tax Bill | $7,181 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-22-32-7103-00-600 |
| Primary APN | 31-22-32-7103-00-600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Living Area |
| Gross Area | 3,801 sqft |
| 1st Floor Area | 1,340 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,221 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 856 SPRING OAK CIR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32828-6988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | RIVER OAKS AT TIMBER SPRINGS 62/51 LOT 60 |
| Legal Range | 32E |
| Legal Township | 22S |
| Legal Section | 31 |
| Legal Subdivision | RIVER OAKS AT TIMBER SPRINGS |
| Legal Tract | 7103 |
| Legal Lot Number | 60 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 16750 |
856 Spring Oak Cir is held in a trust since April 2026.
Source: Orange County records, as of June 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 856 SPRING OAK CIR, ORLANDO, FL 32828-6988 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Feb 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage PURDUE FEDERAL CU |
| Feb 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage PURDUE FEDERAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on File |
| Deed Sale | Apr 8, 2026 · Amount on File |
| Prior Sale | Feb 3, 2021 · Amount on File |
| Deed Document Number | 2026199293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 856 SPRING OAK CIR, ORLANDO, FL 32828-6988 |
| Document Number | 0000199293 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026199293 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ATON TITLE, WATSON TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 856 SPRING OAK CIR, ORLANDO, FL 32828-6988 |
| Document Number | 0000199295, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 2026199295 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 3, 2021 |
| Property Address | 856 SPRING OAK CIR, ORLANDO, FL 32828-6988 |
| Document Number | 20210064895 |
| Map Reference | MB 62 PG 51-55 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 20210064895 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2021 |
| Title Company | GOLD STAR TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,727.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2042 RED BUCKEYE LN, 2042, ORLANDO, FL 32828-7311 |
| Name | Verified Name |
|---|---|
| Address | 856 SPRING OAK CIR, ORLANDO, FL 32828-6988 |
| Document Number | 20210064896 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 20210064896 |
| Name | PURDUE FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 3, 2021 |
| Property Address | 856 SPRING OAK CIR, ORLANDO, FL 32828-6988 |
| Document Number | 0000064895 |
| Map Reference | MB 62 PG 51-55 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 20210064895 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | GOLD STAR TITLE AND ESCROW INC, GOLD STAR TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,727.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2042 RED BUCKEYE LN, 2042, ORLANDO, FL 32828-7311 |
| Name | Verified Name |
|---|---|
| Address | 856 SPRING OAK CIR, ORLANDO, FL 32828-6988 |
| Document Number | 0000064896 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 20210064896 |
| Name | PURDUE FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 856 Spring Oak Cir was $7,181, up 4.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471,803 (+2.7%) | $555,120 (-1.32%) Land $95,000 Building $460,120 | |
| 2025 | $7,181.00 (+4.28%) Homeowner's exemption | $459,399 | $562,560 Land $95,000 Building $467,560 |
| 2024 | $6,886.00 (+7.38%) | ||
| 2023 | $6,413.00 (+3.35%) Homeowner's exemption | $433,449 (+3%) | $506,743 (+20.42%) Land $95,000 Building $411,743 |
| 2022 | $6,205.00 Homeowner's exemption | $420,824 Land $75,000 Building $345,824 | $420,824 Land $75,000 Building $345,824 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 856 Spring Oak Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 856 Spring Oak Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | J;C MHP private · serves 40 people · EPA ID FL3484175 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | OCUD/WESTERN REGIONAL WTR SYS (5 WPS), OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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