856 Smith St, Providence, RI 02908 Property Records

Providence City property record for 856 Smith St, Providence, RI 02908

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,496 sqft · built 1932
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$215,600 (Sep 2017)
Tax Bill	$7,295 (2025)
Deeds & Mortgages	Mar 2025 Refinance Sep 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:117 L:290`

Property Details

APN / Parcel Number

Primary APN	`PROV M:117 L:290`
Alternative APNs	`P:1170290 L:0000` `6290`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	3,900 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6290
Street Address	856 SMITH ST
City	PROVIDENCE
State	RI
Zip	02908-2806
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Lot Number	290
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	6
Census Block	6000
Census Tract	2300

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 WINDMILL ST, PAWTUCKET, RI 02860-4658
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance ARC HOME LLC
Sep 8, 2017	Warranty Deed, Transfer FIRST HOME MORTGAGE CORP
Aug 24, 2017	Redemption Deed, Transfer
Jun 2, 2017	Warranty Deed, Transfer
May 12, 2017	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Prior Sale	Aug 24, 2017 · Amount on Record
Deed Book / Page	11823 / 20
Last Transfer Date	Mar 7, 2025
Transfer Doc	014365-230
Record Updated	Oct 29, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Mar 10, 2025
Property Address	856 SMITH ST, PROVIDENCE, RI 02908-2806
Document Number	014365-230
Book / Page	14365 / 230
Instrument Date	Mar 7, 2025
Instrument	202586814
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WINDMILL ST, PAWTUCKET, RI 02860-4658

Mortgage

Document Number	0202586815
Date	Mar 10, 2025
Instrument	202586815

Lender

Name	ARC HOME LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Sep 8, 2017
Property Address	856 SMITH ST, PROVIDENCE, RI 02908-2806
Document Number	0011823-20
Book / Page	11823 / 20
Instrument	180672
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118230021
Date	Sep 8, 2017
Instrument	11823/0021

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2047

August 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 24, 2017
Property Address	856 SMITH ST, PROVIDENCE, RI 02908-2806
Document Number	11809-97
Book / Page	011809 / 000097
Instrument Date	Aug 22, 2017
Instrument	9545
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 SMITH ST PROVIDENCE RI 029082806, PROVIDENCE, RI 02908-2806

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 2, 2017
Property Address	856 SMITH ST, PROVIDENCE, RI 02908-2806
Document Number	11733-78
Book / Page	011733 / 000078
Instrument Date	May 31, 2017
Instrument	172749
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 EQUITY WAY WESTLAKE OH 441451050, WESTLAKE, OH 44145-1050

May 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	PROVIDENCE RI
Recording Date	May 12, 2017
Property Address	856 SMITH ST, PROVIDENCE, RI 02908-2806
Document Number	11714-211
Book / Page	011714 / 000211
Instrument Date	May 10, 2017
Instrument	171030
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 ROCKLAND RD NORTH SCITUATE RI 028571612, NORTH SCITUATE, RI 02857-1612

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,295.00 (+13.42%)	$521,100 (+48.67%) Land $162,000 Building $359,100	$589,459
2023	$6,432.00 (+3.09%)	$350,500 (-) Land $105,300 Building $245,200
2022	$6,239.00	$350,500 Land $105,300 Building $245,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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