Contra Costa County property record for 856 San Simeon Dr, Concord, CA 94518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,403 sqft · built 1963 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jun 2003) |
| Tax Bill | $7,794 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-323-012-2 |
| Primary APN | 129-323-012-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,403 sqft Living Area |
| 1st Floor Area | 1,403 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 856 SAN SIMEON DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94518-2157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | TRACT 2949 LOT 166 EX MR |
| Legal Subdivision | SUBDIVISION 2949 |
| Legal Tract | 2949 |
| Legal Lot Number | 166 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 337202 |
856 San Simeon Dr is owned and occupied by two individuals who acquired it in October 2019.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 856 SAN SIMEON DR, CONCORD, CA 94518-2157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 24, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage ONE AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2003 · Amount on File |
| Deed Sale | Jun 20, 2003 · Amount on File |
| Prior Sale | Sep 3, 1999 · Amount on File |
| Deed Document Number | 2003290946 |
| Last Transfer Date | Oct 15, 2019 |
| Transfer Doc | 0000181662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 856 SAN SIMEON DR, CONCORD, CA 94518-2157 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 856 SAN SIMEON DR, CONCORD, CA 94518-2157 |
| Document Number | 0000331463 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021-331463 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 1, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 24, 2019 |
| Property Address | 856 SAN SIMEON DR, CONCORD, CA 94518-2157 |
| Document Number | 0000181662 |
| Map Reference | MB 84 PG 5 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2019-181662 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 856 SAN SIMEON DR, CONCORD, CA 94518-2157 |
| Document Number | 0000181663 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 2019-181663 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
The 2025 property tax bill for 856 San Simeon Dr was $7,794 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $633,740 (+2%) Land $347,155 Building $286,585 | |
| 2025 | $7,794.00 Homeowner's exemption | $621,315 Land $340,349 Building $280,966 |
| 2023 | $7,449.00 (+1.39%) Homeowner's exemption | $597,190 Land $327,134 Building $270,056 |
| 2022 | $7,347.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 856 San Simeon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 856 San Simeon Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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