856 S Black Cherry Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 856 S Black Cherry Dr, Saint Johns, FL 32259

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,607 sqft · built 2006
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2012)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023429-0901`

Property Details

APN / Parcel Number

Primary APN	`023429-0901`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006

Location & Zoning

Street Address	856 S BLACK CHERRY DR
City	SAINT JOHNS
State	FL
Zip	32259-4099
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR2642/84) CROSSINGS AT CYPRESS TRACE CONDO PH 9 UNIT 901 OR3605/564
Legal Range	28E
Legal Township	05S
Legal Section	03
Legal Subdivision	CROSSINGS AT CYPRESS TRACE
Legal Phase	9
Legal Unit	901
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1038
Census Tract	20810

Owner

856 S Black Cherry Dr, a condominium, is owned and occupied by an individual who bought it in August 2012.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	856 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-4099
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 29, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2012 · Amount on File
Deed Sale	Aug 23, 2012 · Amount on File
Prior Sale	Jan 5, 2009 · Amount on File
Deed Document Number	201249104
Deed Book / Page	3605 / 564
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	856 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-4099
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 S BLACK CHERRY DR, ST JOHNS, FL 32259-4099

Mortgage

Document Number	0061821323
Date	Jul 10, 2025
Book Page	6182/1323
Instrument	2025054953

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	856 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-4099
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051731481
Date	Feb 8, 2021
Book Page	5173/1481
Instrument	2021014007

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	856 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-4099
Document Number	0044720281
Book / Page	004472 / 000281
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 S BLACK CHERRY DR #901 ST JOHNS FL 322594099, 901, ST JOHNS, FL 32259-4099

Mortgage

Document Number	0044720281
Date	Dec 5, 2017
Book Page	004472/000281
Instrument	82253

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 856 S Black Cherry Dr was $1,058 with a homeowner's exemption, up 19.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,046 (+2.7%) Building $95,046	$232,000 (-) Building $232,000
2025	$1,058.00 (+19.41%) Homeowner's exemption	$92,547 (+2.9%)	$232,000 (-4.76%)
2024	$886.00 (+2.78%) Homeowner's exemption	$89,939 (+3%)	$243,600 (+1.92%)
2023	$862.00 (+5.38%) Homeowner's exemption	$87,319 (+3%)	$239,010 (+23.2%)
2022	$818.00 Homeowner's exemption	$84,776	$194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 856 S Black Cherry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 S Black Cherry Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S Black Cherry Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures