856 S 2nd St, El Cajon, CA 92019 Property Records

San Diego County property record for 856 S 2nd St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1952
Lot Size	0.586 acres (25,531 sqft)
Owner	Individual Name on File
Last Sale	$439,000 (Dec 2018)
Tax Bill	$5,771 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`493-280-02-00`

Property Details

APN / Parcel Number

Primary APN	`493-280-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,770 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	25,531 sqft (0.586 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	856 S 2ND ST
City	EL CAJON
State	CA
Zip	92019-3078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TCT A SEC 13-16-1W POR TR CC000262
Legal Range	01W
Legal Township	16
Legal Section	13
Legal Subdivision	RANCHO EL CAJON
Legal Tract	A
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	15408

Owner

856 S 2nd St is owned and occupied by an individual who bought it in December 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	856 S 2ND ST, EL CAJON, CA 92019-3078
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Dec 21, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA BK&TR
May 16, 2018	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	May 16, 2018 · Amount on File
Deed Document Number	2018524800
Prior Transfer Date	May 16, 1994
Prior Transfer Doc	0000331855
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	856 S 2ND ST, EL CAJON, CA 92019-3078
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 S 2ND ST, EL CAJON, CA 92019-3078

Mortgage

Document Number	0000026065
Date	Jan 13, 2021
Instrument	2021-0026065

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2018
Property Address	856 S 2ND ST, EL CAJON, CA 92019-3078
Document Number	0000524800
Instrument Date	Nov 14, 2018
Instrument	2018-0524800
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 S 2ND ST, EL CAJON, CA 92019-3078

Mortgage

Document Number	0000524801
Date	Dec 21, 2018
Instrument	2018-0524801

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000524802
Date	Dec 21, 2018
Instrument	2018-0524802

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	856 S 2ND ST, EL CAJON, CA 92019-3078
Document Number	0000344521
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	TICOR TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 712042 SANTEE CA 920722042, SANTEE, CA 92072-2042

Mortgage

Document Number	0000344521
Date	Aug 22, 2018
Instrument	344521

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	EL CAJON, CA 92021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 16, 2018
Property Address	856 S 2ND ST, EL CAJON, CA 92019-3078
Document Number	0000196185
Instrument Date	Apr 11, 2018
Instrument	196185
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Tax	$644.05
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 712042 SANTEE CA 920722042, SANTEE, CA 92072-2042

Tax Assessment & Valuation

The 2025 property tax bill for 856 S 2nd St was $5,771.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$499,501 (+2%) Land $455,448 Building $44,053
2025	$5,771.00	$489,708 Land $446,518 Building $43,190
2023	$5,656.00 (+1.58%)	$470,694 Land $429,180 Building $41,514
2022	$5,568.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 856 S 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 S 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on S 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures