September 2023: Warranty Deed, Subdivision Related Transfer
Document Type
Warranty Deed
Jurisdiction
ST CROIX WI
Recording Date
Sep 1, 2023
Property Address
856 RIDGECREST ST, RIVER FALLS, WI 54022-3098
Document Number
0001170685
Instrument Date
Jul 31, 2023
Instrument
1170685
Transaction Type
Subdivision Related Transfer
Record Updated
Mar 7, 2024
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,185.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
4810 WHITE BEAR PKWY # 100, 100, WHITE BEAR LAKE, MN 55110-3345
Mortgage
Document Number
0001170686
Date
Sep 1, 2023
Instrument
1170686
Lender
Name
AMERICAN NEIGHBORHOOD MORTGAGE
Type
Funding / Finance Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2053
April 2022: Warranty Deed, Construction Loan
Document Type
Warranty Deed
Jurisdiction
ST CROIX WI
Recording Date
Apr 8, 2022
Property Address
856 RIDGECREST ST, RIVER FALLS, WI 54022-3098
Document Number
0001151219
Instrument Date
Apr 8, 2022
Instrument
1151219
Transaction Type
Construction Loan
Record Updated
Mar 7, 2024
Title Company
KNIGHT BARRY TITLE
Transaction
Amount
Amount on Record
Tax
$194.70
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 268, RIVER FALLS, WI 54022-0268
Mortgage
Document Number
0001151220
Date
Apr 8, 2022
Instrument
1151220
Lender
Name
RIVER FALLS STATE BANK
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
August 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ST CROIX WI
Recording Date
Aug 16, 2021
Property Address
856 RIDGECREST ST, RIVER FALLS, WI 54022-3098
Document Number
0001137048
Instrument Date
Aug 16, 2021
Instrument
1137048
Transaction Type
Transfer
Record Updated
Mar 7, 2024
Title Company
LAND TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$176.70
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0001137049
Date
Aug 16, 2021
Instrument
1137049
Lender
Name
RIVER FALLS STATE BANK
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2026 property tax bill for 856 Ridgecrest St was $5,323 with a homeowner's exemption.
Source: St. Croix County assessment roll, as of February 20, 2026
Property Jurisdictions
Type
Name
State
Wisconsin
County
St. Croix County
Municipality
River Falls City
Unified School District
River Falls School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$5,323.00Homeowner's exemption
2025
$5,323.00Homeowner's exemption
$393,300Land $70,400Building $322,900
$393,300Land $70,400Building $322,900
2023
$5,356.00 (+402.44%)
$319,000 (+398.44%)Land $64,000Building $255,000
$319,000 (+398.44%)Land $64,000Building $255,000
2022
$1,066.00
$64,000Land $64,000
$64,000Land $64,000
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 856 Ridgecrest St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
3 (1998–2020)
Claims Outside the SFHA
1 of 3
Most Recent Claim
Jun 2020 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 856 Ridgecrest St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source
Groundwater
Last State Inspection
Feb 2024
Lead
Under 1 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
1,200 / 35
May also be available: Swiftcurrent Connect, Verizon.