Monmouth County and Aberdeen Township property record for 856 Prospect Ave, Keyport, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,938 sqft · built 2003 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,000 (Apr 2004) |
| Tax Bill | $9,677 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00330-0000-00003-02 |
| Primary APN | 01-00330-0000-00003-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| 1st Floor Area | 1,099 sqft |
| Upper Floors Area | 1,099 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Built-in |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 856 PROSPECT AVE |
|---|---|
| City | KEYPORT |
| State | NJ |
| Zip | 07735-5442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Subdivision | JOHN HOGREFE |
| Legal Block | 330 |
| Legal Lot Number | 3.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ABERDEEN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 802500 |
Source: Monmouth County and Aberdeen Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 856 PROSPECT AVE, KEYPORT, NJ 07735-5442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Feb 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 16, 2018 | Grant Deed, Transfer REAL EST MTG NTWK |
| Apr 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2004 · Amount on Record |
| Deed Sale | Apr 7, 2004 · Amount on Record |
| Deed Book / Page | 8347 / 4360 |
| Last Transfer Date | Aug 29, 2017 |
| Transfer Doc | 0092817332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 8, 2026 |
| Property Address | 856 PROSPECT AVE, KEYPORT, NJ 07735-5442 |
| Document Number | 0000073498 |
| Book / Page | 9811 / 5785 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202673498 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 856 PROSPECT AVE, KEYPORT, NJ 07735-5442 |
| Document Number | 0000073498, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 9811/5785 |
| Instrument | 202673498 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 856 PROSPECT AVE, KEYPORT, NJ 07735-5442 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0095781241 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 9578/1241 |
| Instrument | 2022017166 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 16, 2018 |
| Property Address | 856 PROSPECT AVE, KEYPORT, NJ 07735-5442 |
| Document Number | 0000037250 |
| Book / Page | 009282 / 008706 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 37250 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 856 PROSPECT AVE KEYPORT NJ 077355442, KEYPORT, NJ 07735-5442 |
| Document Number | 37251 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 009282/008712 |
| Instrument | 37251 |
| Name | REAL EST MTG NTWK |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 15, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 10, 2018 |
| Property Address | 856 PROSPECT AVE, KEYPORT, NJ 07735-5442 |
| Document Number | 0000034835 |
| Book / Page | 009281 / 007332 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 34835 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 PROSPECT AVE KEYPORT NJ 077355442, KEYPORT, NJ 07735-5442 |
Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Aberdeen Township |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,700 (+7.1%) Land $288,100 Building $235,600 | $523,700 (+7.1%) Land $288,100 Building $235,600 | |
| 2025 | $9,677.00 (+7.14%) | $489,000 (+22.96%) Land $255,600 Building $233,400 | $489,000 (+22.96%) Land $255,600 Building $233,400 |
| 2024 | $9,032.00 (-1.07%) | ||
| 2023 | $397,700 Land $170,800 Building $226,900 | $397,700 Land $170,800 Building $226,900 | |
| 2022 | $9,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ABERDEEN - CLIFFWOOD/CLIFFWOOD BEACH serves 6,775 people · EPA ID NJ1330002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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