856 Penny Ln, Mount Joy, PA 17552 Property Records

Lancaster County property record for 856 Penny Ln, Mount Joy, PA 17552

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1990
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Nov 2025)
Tax Bill	$2,534 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300-39631-0-0000`

Property Details

APN / Parcel Number

Primary APN	`300-39631-0-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	880 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	440 sqft
Upper Floors Area	440 sqft
Basement Area	440 sqft
Game Room	Game Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Deck Area	192 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	856 PENNY LN
City	MOUNT JOY
State	PA
Zip	17552-9228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	856 PENNY LN
Legal Subdivision	PENNY LANE
Legal Lot Number	30
Jurisdiction	LANCASTER PA
Township / Civil Division	WEST HEMPFIELD
Census Block Group	3
Census Block	3011
Census Tract	11502

Owner

856 Penny Ln is owned and occupied by an individual who bought it in November 2025.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	856 PENNY LN, MOUNT JOY, PA 17552-9228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU
Nov 13, 2025	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Feb 15, 2019	Deed, Transfer · FHA Mortgage FIDELIS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Feb 15, 2019 · Amount on File
Deed Document Number	202545301
Prior Transfer Date	Jun 19, 2000
Prior Transfer Doc	0066940087
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	856 PENNY LN, MOUNT JOY, PA 17552-9228
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006696535
Date	Aug 5, 2022
Instrument	6696535

Lender

Name	BELCO COMMUNITY CU
Type	Credit Union
Address	HARRISBURG, PA 17111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 13, 2025
Property Address	856 PENNY LN, MOUNT JOY, PA 17552-9228
Document Number	20250045301
Map Reference	MB J-164 PG 94
Instrument Date	Nov 12, 2025
Instrument	20250045301
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	REALTY STLMT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 PENNY LN, MOUNT JOY, PA 17552-9228

Mortgage

Document Number	20250045302
Date	Nov 13, 2025
Instrument	20250045302

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Feb 15, 2019
Property Address	856 PENNY LN, MOUNT JOY, PA 17552-9228
Document Number	0006443192
Map Reference	MB J-164 PG 94
Instrument Date	Feb 4, 2019
Instrument	6443192
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	SIMPLIFILE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 PENNY LN, MOUNT JOY, PA 17552-9228

Mortgage

Document Number	0006443193
Date	Feb 15, 2019
Instrument	6443193

Lender

Name	FIDELIS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 856 Penny Ln was $2,534, up 2.7% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	West Hempfield Township
Unified School District	Hempfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,400 (-) Land $38,600 Building $70,800	$109,400 (-) Land $38,600 Building $70,800
2025	$2,534.00 (+2.72%) Homeowner's exemption	$109,400 (-) Land $38,600 Building $70,800	$109,400 Land $38,600 Building $70,800
2024	$2,467.00 Homeowner's exemption	$109,400 Land $38,600 Building $70,800
2018			$109,400 Land $38,600 Building $70,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 856 Penny Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2007–2025)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Penny Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA WATER CO private · serves 25,200 people · EPA ID PA7360123
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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