Sumner County property record for 856 Peninsula Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,868 sqft · built 1962 |
| Lot Size | 0.39 acres (17,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,618 (May 2019) |
| Tax Bill | $1,188 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083135A A 02800 |
| Primary APN | 083135A A 02800 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 2,345 sqft |
| 1st Floor Area | 1,868 sqft |
| Basement Area | 1,868 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,000 sqft (0.39 acres) |
| Lot Dimensions | 170 ft deep x 100 ft wide |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1,900 sqft |
| Porch | Slab |
| Porch Area | 328 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 856 PENINSULA DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 0001 PAGE: 0255 BLOCK: LOT: 0004 SUBD: BEL AIR S/D SEC 10 |
| Legal Subdivision | BEL AIR S/D SEC 10 |
| Legal Lot Number | 4 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20903 |
856 Peninsula Dr is owned and occupied by an individual who bought it in May 2019.
Source: Sumner County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 856 PENINSULA DR, GALLATIN, TN 37066-3442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| May 17, 2019 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on File |
| Deed Sale | May 17, 2019 · Amount on File |
| Prior Sale | Dec 8, 2014 · Amount on File |
| Deed Document Number | 20191268709 |
| Deed Book / Page | 4944 / 301 |
| Prior Transfer Date | Jan 28, 2010 |
| Prior Transfer Doc | 0032370781 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 856 PENINSULA DR, GALLATIN, TN 37066-3442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAKESIDE T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0052370324 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 5237/324 |
| Instrument | 1314133 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | May 17, 2019 |
| Property Address | 856 PENINSULA DR, GALLATIN, TN 37066-3442 |
| Document Number | 0049440301 |
| Book / Page | 4944 / 301 |
| Map Reference | MB 1 PG 255 |
| Instrument Date | May 10, 2019 |
| Instrument | 1268709 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | CHAPMAN & ROSENTHAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.79 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 856 PENINSULA DR, GALLATIN, TN 37066-3442 |
| Document Number | 1268710 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 1268710 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 856 Peninsula Dr was $1,188.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,188.00 | $83,575 Land $25,000 Building $58,575 | |
| 2024 | $334,300 Land $100,000 Building $234,300 | ||
| 2023 | $1,782.00 (-0.28%) | $58,375 (-) Land $25,000 Building $33,375 | |
| 2022 | $1,787.00 | $58,375 Land $25,000 Building $33,375 | |
| 2021 | $233,500 Land $100,000 Building $133,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 856 Peninsula Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 19 (2010) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 856 Peninsula Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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