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856 Panama Rd, Santo, TX 76472 Property Records

Palo Pinto County property record for 856 Panama Rd, Santo, TX 76472

Property Summary

Property TypeRural Home
Details2,737 sqft · built 1987
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Jan 2020)
Tax Bill$2,080 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR000002101

Property Details

APN / Parcel Number

Primary APNR000002101
Alternative APN
  • 016900200

Interior

Building Area2,737 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area43,560 sqft (1 acres)
PorchPorch
Porch Area376 sqft

Location & Zoning

Account NumberR000002101
Street Address856 PANAMA RD
CitySANTO
StateTX
Zip76472-3223
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionAB 223 TR 6A-1 MASON HALE G#10223-00-006A-001-00-0
Legal SubdivisionM HALE SURVEY A-223
Legal Tract6A-1
JurisdictionPALO PINTO TX
Township / Civil DivisionPALO PINTO-SANTO
Census Block Group3
Census Block3090
Census Tract300

Owner

Source: Palo Pinto County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address856 PANAMA RD, SANTO, TX 76472-3223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2020 · Amount on Record
Deed SaleJan 6, 2020 · Amount on Record
Prior SaleApr 7, 2016 · Amount on Record
Deed Document Number202063
Deed Book / Page2299 / 214
Prior Transfer DateDec 30, 2019
Prior Transfer Doc2299/0214
Record UpdatedOct 29, 2026

January 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionPALO PINTO TX
Recording DateJan 6, 2020
Property Address856 PANAMA RD, SANTO, TX 76472-3223
Document Number2299/0214
Book / Page2299 / 0214
Map ReferenceVOL 2219 PG 439
Instrument DateDec 30, 2019
Instrument2020-00000063
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyPROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9978 ECHO PLAIN DR, 9978, SAN ANTONIO, TX 78245-3017

Transferred To (Grantee/Buyer)

NameVerified Name
Address856 PANAMA RD, SANTO, TX 76472-3223

Mortgage

Document Number202000000064
DateJan 6, 2020
Instrument2020-00000064
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateTexas
CountyPalo Pinto County
Unified School DistrictSanto Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,080.00 (-17.36%) Homeowner's exemption$211,650 (+8.13%) Land $18,000 Building $193,650$211,650 (+8.13%) Land $18,000 Building $193,650
2024$2,517.00 (+26.23%)
2023$1,994.00 (-25.74%) Homeowner's exemption$195,740 Land $15,000 Building $180,740$195,740 Land $15,000 Building $180,740
2022$2,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimNov 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 74% of Texas
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTO SUD
serves 3,546 people · EPA ID TX1820010
Water SourcePurchased surface water from CITY OF MINERAL WELLS
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Nextlink
Fixed Wireless		100 / 20

May also be available: AT&T, Brightspeed.

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