San Diego County property record for 856 Overlook Cir, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,118 sqft · built 1994 |
| Lot Size | 0.133 acres (5,788 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Nov 2008) |
| Tax Bill | $7,810 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-712-11-00 |
| Primary APN | 221-712-11-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,118 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 5,788 sqft (0.133 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 856 OVERLOOK CIR |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-7900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 31 TR 012894 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 012894 |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20026 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 856 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Affidavit, Transfer |
| Jun 29, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Nov 22, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2008 · Amount on Record |
| Deed Sale | Nov 25, 2008 · Amount on Record |
| Prior Sale | Nov 25, 2008 · Amount on Record |
| Deed Document Number | 2008608694 |
| Prior Transfer Date | Jan 4, 2005 |
| Prior Transfer Doc | 0000027253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 29, 2026 |
| Property Address | 856 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Document Number | 0000185395 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026185395 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 29, 2026 |
| Property Address | 856 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Document Number | 0000185396 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026185396 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 856 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 856 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Document Number | 0000036141 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-0036141 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 856 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Document Number | 0000551574 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 856 OVERLOOK CIR SAN MARCOS CA 920787900, SAN MARCOS, CA 92078-7900 |
| Document Number | 0000551574 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 551574 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $656,737 (+2%) Land $380,909 Building $275,828 | |
| 2025 | $7,810.00 (+7.22%) Homeowner's exemption | $643,861 (+4.04%) Land $373,441 Building $270,420 |
| 2023 | $7,284.00 (+1.36%) Homeowner's exemption | $618,861 Land $358,941 Building $259,920 |
| 2022 | $7,186.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1993–2005) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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