Clare County property record for 856 Oak St, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Jul 2025) |
| Tax Bill | $4,071 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-340-015-00 |
| Primary APN | 010-340-015-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 960 sqft Building Perimeter |
| 1st Floor Area | 960 sqft |
| Architectural Style | Modular |
|---|---|
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 164 ft deep x 133 ft wide |
| Heating System | Space Heater |
|---|
| Street Address | 856 OAK ST |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T18N R5W SEC 8 856 OAK DR LOT 15 OAKWOOD SUPERVISOR'S PLAT OF. |
| Legal Range | 05W |
| Legal Township | 18N |
| Legal Section | 08 |
| Legal Subdivision | "OAKWOOD" SUPERVISOR'S PLAT OF |
| Legal Lot Number | 15 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 300 |
856 Oak St is owned by two individuals who bought it in July 2025.
Source: Clare County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7875 E OAKLAND MANOR DR, WATERFORD, MI 48327-1478 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on File |
| Deed Sale | Jul 8, 2025 · Amount on File |
| Deed Document Number | 2025 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 856 Oak St was $4,071, up 121.3% from the year before.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Lincoln Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,300 (-3.79%) Land $13,500 Building $72,800 | $172,600 (-3.79%) Land $27,000 Building $145,600 | |
| 2025 | $4,071.00 (+121.25%) | $89,700 Land $13,500 Building $76,200 | $179,400 Land $27,000 Building $152,400 |
| 2024 | $1,840.00 | ||
| 2023 | $41,600 Land $7,200 Building $34,400 | $83,200 Land $14,400 Building $68,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 856 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 856 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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