856 Mill St, Wabash, IN 46992 Property Records

Wabash County property record for 856 Mill St, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,158 sqft · built 1920
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$128,364 (Feb 2024)
Tax Bill	$781 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-14-40-403-067.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-40-403-067.000-009`
Alternative APNs	`01332501826` `0120148400`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	33.5 ft deep x 118 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01332501826
Street Address	856 MILL ST
City	WABASH
State	IN
Zip	46992-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC CARTYS S 59' LOT 2 MC CARTYS MID PT LOT 2 .03AC
Legal Subdivision	MCCARTYS ADDITIOON TO WABASH
Legal Lot Number	2
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1026
Census Tract	102800

Owner

Source: Wabash County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	856 MILL ST, WABASH, IN 46992-2920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Warranty Deed, Transfer · Conventional Mortgage NCL LLC
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	2024482319
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Feb 23, 2024
Property Address	856 MILL ST, WABASH, IN 46992-2920
Document Number	2024R482319
Instrument Date	Feb 23, 2024
Instrument	2024R482319
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 MILL ST, WABASH, IN 46992-2920

Mortgage

Document Number	2024R482320
Date	Feb 23, 2024
Instrument	2024R482320

Lender

Name	NCL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	2024R482320
Date	Feb 23, 2024
Instrument	2024R482320

Lender

Name	NCL LLC
Type	Non-Lending Institution
Address	200 BYRD WAY STE 125, GREENWOOD, IN 46143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jul 27, 2020
Property Address	856 MILL ST, WABASH, IN 46992-2920
Document Number	2020R463382
Instrument Date	Jul 21, 2020
Instrument	2020R463382
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 MILL ST, WABASH, IN 46992-2920

Mortgage

Document Number	2020R463383
Date	Jul 27, 2020
Instrument	2020R463383

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$781.00 (+8.62%) Homeowner's exemption	$99,000 (+2%) Land $5,400 Building $93,600	$99,000 (+2%) Land $5,400 Building $93,600
2024	$719.00 (+30.25%)
2023		$82,500 (+1%) Land $5,400 Building $77,100	$82,500 (+1%) Land $5,400 Building $77,100
2022	$552.00	$75,000 Land $4,300 Building $70,700	$75,000 Land $4,300 Building $70,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1998–2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Good Connections.

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures