856 Marlisle Ct, Elgin, IL 60124 Property Records

Kane County property record for 856 Marlisle Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Jul 2024)
Tax Bill	$13,402 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02-427-003`

Property Details

APN / Parcel Number

Primary APN	`05-02-427-003`

Exterior

Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	856 MARLISLE CT
City	ELGIN
State	IL
Zip	60124-5739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND WOODS NEIGHBORHOOD J LT 765
Legal Subdivision	HIGHLAND WOODS
Legal Block	2
Legal Lot Number	765
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2001
Census Tract	850711

Owner

856 Marlisle Ct is owned and occupied by two individuals who bought it in July 2024.

Source: Kane County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	856 MARLISLE CT, ELGIN, IL 60124-5739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
May 27, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 1, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2024 · Amount on File
Deed Sale	Jul 11, 2024 · Amount on File
Prior Sale	May 27, 2022 · Amount on File
Deed Document Number	202424133
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	856 MARLISLE CT, ELGIN, IL 60124-5739
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 MARLISLE CT, ELGIN, IL 60124-5739

Mortgage

Document Number	0000000787
Date	Jan 7, 2026
Instrument	2026K000787

Lender

Name	FILO MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate	6.37%

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 27, 2022
Property Address	856 MARLISLE CT, ELGIN, IL 60124-5739
Document Number	0000028256
Map Reference	DOC 2008K015394
Instrument Date	May 23, 2022
Instrument	2022K028256
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2023
Title Company	PGA TITLE INC, PGP TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14111 EASTON BLUFF LN, ROSHARON, TX 77583-1695

Mortgage

Document Number	0000028257
Date	May 27, 2022
Instrument	2022K028257

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate	5.37%

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 1, 2021
Property Address	856 MARLISLE CT, ELGIN, IL 60124-5739
Document Number	0000067079
Map Reference	DOC 2008K015394
Instrument Date	Aug 26, 2021
Instrument	2021K067079
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 GOLFVIEW DR, NAPERVILLE, IL 60563

Tax Assessment & Valuation

The 2025 property tax bill for 856 Marlisle Ct was $13,402.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,402.00
2024		$169,685 Land $34,214 Building $135,471	$509,259 Land $102,683 Building $406,576
2022	$7,427.00 (+3,788.48%) Homeowner's exemption	$81,923 (+4,616.35%) Land $1,798 Building $80,125	$245,769 (+4,616.35%) Land $5,394 Building $240,375
2021	$191.00	$1,737 Land $1,737	$5,211 Land $5,211

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 856 Marlisle Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Marlisle Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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