856 Mande Ct, Shalimar, FL 32579 Property Records

Okaloosa County property record for 856 Mande Ct, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,261 sqft · built 1994
Lot Size	0.132 acres (5,756 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Mar 2024)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2020 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`C56-000-592-7995-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-7995-0`
Alternative APN	`06-2S-23-232A-0000-0040`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,261 sqft Heated Area
Gross Area	2,696 sqft
1st Floor Area	1,625 sqft
Upper Floors Area	636 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	5,756 sqft (0.132 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	856 MANDE CT
City	SHALIMAR
State	FL
Zip	32579-1276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHALIMAR COMMONS LOT 4
Legal Range	23
Legal Township	02S
Legal Section	06
Legal Subdivision	SHALIMAR COMMONS
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2003
Census Tract	21501

Owner

856 Mande Ct is owned and occupied by an individual who bought it in March 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	856 MANDE CT, SHALIMAR, FL 32579-1276
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Warranty Deed, Transfer · VA Mortgage BAYWAY MORTGAGE GROUP
Nov 23, 2020	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Prior Sale	Nov 14, 2007 · Amount on File
Deed Document Number	3674570
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 5, 2024
Property Address	856 MANDE CT, SHALIMAR, FL 32579-1276
Document Number	0003674570
Map Reference	MB 13 PG 71
Instrument Date	Feb 29, 2024
Instrument	3674570
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	NOT AVAILABLE, OLD SOUTH LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1714 S ARLINGTON RIDGE RD, ARLINGTON, VA 22202-1627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 MANDE CT, SHALIMAR, FL 32579-1276

Mortgage

Document Number	0003674571
Date	Mar 5, 2024
Instrument	3674571

Lender

Name	BAYWAY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	856 MANDE CT, SHALIMAR, FL 32579-1276
Document Number	0035130281
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9029 BLUE RAVEN AVE LAS VEGAS NV 891431147, LAS VEGAS, NV 89143-1147

Mortgage

Document Number	0035130281
Date	Dec 17, 2020
Book Page	003513/000281
Instrument	3415891

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Dec 16, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 856 Mande Ct was $4,550 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Shalimar Town
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,550.00 Homeowner's exemption	$361,932 Land $108,103 Building $253,829	$361,932 Land $108,103 Building $253,829
2023	$5,135.00 (+7.31%)	$364,672 (+6.57%) Land $75,625 Building $289,047	$364,672 (+6.57%) Land $75,625 Building $289,047
2022	$4,785.00	$342,199 Land $70,677 Building $271,522	$342,199 Land $70,677 Building $271,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 856 Mande Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 180 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 148 condo units
Nearby Flood Claims	257 (1979–2020)
Claims Outside the SFHA	100 of 257
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 20 claims Hurricane Frances, Sep 2004 · 97 claims Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Mande Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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