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856 Ludlow Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 856 Ludlow Ave, Cincinnati, OH 45220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,687 sqft · built 1913
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$288,000 (Aug 2019)
Tax Bill$7,657 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN215-0068-0042-00

Property Details

APN / Parcel Number

Primary APN215-0068-0042-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,687 sqft Living Area
1st Floor Area971 sqft
2nd Floor Area858 sqft
AtticAttic
Attic Area858 sqft
Basement Area971 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions151 ft deep x 50 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area288 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address856 LUDLOW AVE
CityCINCINNATI
StateOH
Zip45220-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description856 LUDLOW AVE 50 X 151.65 IRR PT LOT 7 LEE & WILSONS
Legal SubdivisionLEE WILSON
Legal Lot Number7
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3000
Census Tract7100

Owner

856 Ludlow Ave is owned and occupied by two individuals who bought it in August 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address856 LUDLOW AVE, CINCINNATI, OH 45220-1432
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2019 · Amount on File
Deed SaleAug 9, 2019 · Amount on File
Prior SaleJun 12, 2014 · Amount on File
Deed Document Number2019-0065585
Deed Book / Page13977 / 00017
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 9, 2019
Property Address856 LUDLOW AVE, CINCINNATI, OH 45220-1432
Document Number0000065585
Book / Page013977 / 000017
Instrument DateJul 29, 2019
Instrument65585
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,152.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address856 LUDLOW AVE CINCINNATI OH 452201432, CINCINNATI, OH 45220-1432

Mortgage

Document Number65586
DateAug 9, 2019
Book Page013977/000020
Instrument65586
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 856 Ludlow Ave was $7,657, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,657.00 (+3.07%)$124,327 (+%) Land $26,393 Building $97,934
2024$7,429.00 (-2.17%)$124,326 (-) Land $26,393 Building $97,933
2023$7,594.00 (+14.42%)$124,326 (+27.55%) Land $26,393 Building $97,933$355,220 Land $75,410 Building $279,810
2022$6,637.00 Homeowner's exemption$97,476 Land $23,615 Building $73,861
2020$278,500 Land $67,470 Building $211,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 856 Ludlow Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 856 Ludlow Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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