856 Lovelace Rd, Pelham, NC 27311 Property Records

Caswell County property record for 856 Lovelace Rd, Pelham, NC 27311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,325 sqft · built 1972
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Dec 2020)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1062848`

Property Details

APN / Parcel Number

Primary APN	`1062848`
Alternative APN	`0017.00.00.0016.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
Gross Area	3,411 sqft
1st Floor Area	1,325 sqft
Basement Area	1,325 sqft
Finished Basement	300 sqft
Unfinished Basement	1,025 sqft
Storm Shelter	Storm Shelter
Flooring	Hardwood
Interior Walls	Plaster
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	195 sqft
Deck Area	265 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1062848
Street Address	856 LOVELACE RD
City	PELHAM
State	NC
Zip	27311-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.0000 AC
Legal Subdivision	JAMES G & JOANN G GRAINGER
Jurisdiction	CASWELL NC
Township / Civil Division	PELHAM
Census Block Group	3
Census Block	3003
Census Tract	930300

Owner

Source: Caswell County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	856 LOVELACE RD, PELHAM, NC 27311-8509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Dec 7, 2020	Executor's Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	2020347021
Deed Book / Page	626 / 1416
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASWELL NC
Property Address	856 LOVELACE RD, PELHAM, NC 27311-8509
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 LOVELACE RD, PELHAM, NC 27311-8509

Mortgage

Document Number	000675/870
Date	Feb 20, 2026
Book Page	675/870
Instrument	362986

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASWELL NC
Property Address	856 LOVELACE RD, PELHAM, NC 27311-8509
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00647/1039
Date	Feb 7, 2023
Book Page	647/1039
Instrument	354064

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	EDEN, NC 27289

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CASWELL NC
Recording Date	Dec 7, 2020
Property Address	856 LOVELACE RD, PELHAM, NC 27311-8509
Document Number	00626/1416
Book / Page	626 / 1416
Instrument Date	Dec 7, 2020
Instrument	347021
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 LOVELACE RD, PELHAM, NC 27311-8509

Mortgage

Document Number	0000347022
Date	Dec 7, 2020
Instrument	347022

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	1.03%

Tax Assessment & Valuation

Source: Caswell County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caswell County
Unified School District	Caswell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00 (+11.71%)	$179,645 (-) Land $19,910 Building $159,735	$179,645 (-) Land $19,910 Building $159,735
2024	$1,110.00 (-1.33%)	$179,645 (+23.25%) Land $19,910 Building $159,735
2023	$1,125.00	$145,762 Land $16,970 Building $128,792	$179,645 Land $19,910 Building $159,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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