Hancock County property record for 856 Liberty St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,670 sqft · built 1890 |
| Lot Size | 0.222 acres (9,679 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Nov 1988) |
| Tax Bill | $1,923 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-241-15-015.000 |
| Primary APN | 1010-241-15-015.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 835 sqft |
| 2nd Floor Area | 835 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 9,679 sqft (0.222 acres) |
| Lot Dimensions | 220 ft deep x 44 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 856 LIBERTY ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWARD O L LOT 16 NE PT 44X220 |
| Legal Subdivision | HOWARD O L |
| Legal Lot Number | 16 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1000 |
856 Liberty St is owned and occupied by an individual who bought it in November 1988.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 856 LIBERTY ST, FINDLAY, OH 45840-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 1988 · Amount on File |
| Deed Sale | Nov 3, 1988 · Amount on File |
| Prior Sale | Oct 8, 1985 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 856 Liberty St was $1,923 with a homeowner's exemption.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,923.00 | $62,740 Land $7,570 Building $55,170 | $179,240 Land $21,620 Building $157,620 |
| 2023 | $1,786.00 Homeowner's exemption | $50,220 Land $5,400 Building $44,820 | |
| 2022 | $143,500 Land $15,440 Building $128,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 856 Liberty St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Apr 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 856 Liberty St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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