856 Hubbard Loop, The Villages, FL 32163 Property Records

Sumter County property record for 856 Hubbard Loop, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	2,021 sqft · built 2021
Lot Size	0.226 acres (9,855 sqft)
Owner	2 Individual Names on File
Last Sale	$509,200 (Jan 2022)
Tax Bill	$7,190 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351923G35L113`

Property Details

APN / Parcel Number

Primary APN	`351923G35L113`
Alternative APN	`G35L113`

Interior

Building Area	2,021 sqft Living Area
Gross Area	2,990 sqft
1st Floor Area	2,021 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Block
Lot Area	9,855 sqft (0.226 acres)
Garage Type	Attached
Garage Area	677 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	495 sqft
Porch	Enclosed Porch
Porch Area	190 sqft

Location & Zoning

Street Address	856 HUBBARD LOOP
City	THE VILLAGES
State	FL
Zip	32163-0603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 113 VILLAGES OF SOUTHERN OAKS UNIT 75 PB 19 PGS 32-32F
Legal Subdivision	VILLAGES OF SOUTHERN OAKS
Legal Lot Number	113
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2011
Census Tract	911301

Owner

856 Hubbard Loop is owned and occupied by two individuals who bought it in January 2022.

Source: Sumter County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	856 HUBBARD LOOP, THE VILLAGES, FL 32163-0603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Deed Document Number	20224315
Deed Book / Page	4190 / 179
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jan 27, 2022
Property Address	856 HUBBARD LOOP, THE VILLAGES, FL 32163-0603
Document Number	0041900179
Book / Page	4190 / 179
Map Reference	MB 19 PG 32&32A-32F
Instrument Date	Jan 7, 2022
Instrument	202260004315
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,564.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3619 KIESSEL RD, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3888 HEARTWOOD LN, MASON, OH 45040-8643

Mortgage

Document Number	0004190180
Date	Jan 27, 2022
Instrument	4190/180

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 856 Hubbard Loop was $7,190 with a homeowner's exemption, up 1.7% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,190.00 (+1.68%) Homeowner's exemption	$518,540	$611,430 Land $59,130 Building $552,300
2024	$7,071.00 (+32.32%)
2023	$5,344.00 (-41.48%) Additional exemption filed	$387,800 (-16.3%) Land $39,420 Building $348,380	$387,800 (-16.3%) Land $39,420 Building $348,380
2022	$9,132.00	$463,300 Land $49,280 Building $414,020	$463,300 Land $49,280 Building $414,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 856 Hubbard Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 224 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Hubbard Loop is moderate, ranking above 68% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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