856 Howe St, San Mateo, CA 94401 Property Records

San Mateo County property record for 856 Howe St, San Mateo, CA 94401 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,945 sqft · built 1949
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,555,000 (Jul 2019)
Tax Bill	$20,850 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`033-332-140`

Property Details

APN / Parcel Number

Primary APN	`033-332-140`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,945 sqft Living Area
1st Floor Area	820 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	856 HOWE ST
City	SAN MATEO
State	CA
Zip	94401-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLOCK 8 SHORE VIEW TRACT MAP NO 8 RSM 30/25 26 27 28 CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT MAP NO 8
Legal Block	8
Legal Lot Number	17
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2011
Census Tract	607701

Owner

Source: San Mateo County records · APN 033-332-140

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	856 HOWE ST, SAN MATEO, CA 94401-3149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 30, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 27, 2019	Grant Deed, Transfer CALATLANTIC TITLE INC
Jun 27, 2019	Grant Deed, Transfer · ARM NMSI INC
Mar 20, 2018	Grant Deed, Transfer CONVENTUS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	201959909
Prior Transfer Date	Sep 04, 1998
Prior Transfer Doc	0000164395
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	856 HOWE ST, SAN MATEO, CA 94401-3149
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 HOWE ST, SAN MATEO, CA 94401-3149

Mortgage

Document Number	0000131154
Date	Sep 13, 2021
Instrument	2021-131154

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	856 HOWE ST, SAN MATEO, CA 94401-3149
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 HOWE ST, SAN MATEO, CA 94401-3149

Mortgage

Document Number	0000083926
Date	Aug 21, 2020
Instrument	2020-083926

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 30, 2019
Property Address	856 HOWE ST, SAN MATEO, CA 94401-3149
Document Number	0000059909
Map Reference	MB 30 PG 25-27
Instrument Date	Jul 24, 2019
Instrument	2019-059909
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	856 HOWE ST, SAN MATEO, CA 94401-3149

Mortgage

Document Number	0000059910
Date	Jul 30, 2019
Instrument	2019-059910

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 27, 2019
Property Address	856 HOWE ST, SAN MATEO, CA 94401-3149
Document Number	0000049751
Instrument Date	Jun 24, 2019
Instrument	49751
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	856 HOWE ST SAN MATEO CA 944013149, SAN MATEO, CA 94401-3149

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 27, 2019
Property Address	856 HOWE ST, SAN MATEO, CA 94401-3149
Document Number	0000049749
Map Reference	MB 30 PG 25-27
Instrument Date	Jun 24, 2019
Instrument	2019-049749
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	CALATLANTIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 HOWE ST, SAN MATEO, CA 94401-3149

Mortgage

Document Number	0000049750
Date	Jun 27, 2019
Instrument	2019-049750

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	10.5%
Index	1-Year LIBOR
Max Rate	10.5%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 20, 2018
Property Address	856 HOWE ST, SAN MATEO, CA 94401-3149
Document Number	0000020694
Instrument Date	Mar 12, 2018
Instrument	20694
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,034.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	37600 CENTRAL CT #270 NEWARK CA 945603438, 270, NEWARK, CA 94560-3438

Mortgage

Document Number	20695
Date	Mar 20, 2018
Instrument	20695

Lender

Name	CONVENTUS LLC
Address	SAN FRANCISCO, CA 94103

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,734,626 (+2%) Land $825,481 Building $909,145
2025	$20,850.00 (+4.24%) Homeowner's exemption	$1,700,615 (+4.04%) Land $809,296 Building $891,319
2023	$20,002.00 (+1.43%) Homeowner's exemption	$1,634,580 Land $777,871 Building $856,709	$1,820,160
2022	$19,720.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816077012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1978–2004)
Most Recent Claim	Nov 2004
Claims By Storm	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,004 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Unwired	Fixed Wireless	300 / 25
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T, Sonic Telecom, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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