856 Howard St N, Saint Paul, MN 55119 Property Records

Ramsey County property record for 856 Howard St N, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 792 sqft · built 1953
Lot Size	0.15 acres (6,550 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Jul 2007)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-29-22-41-0050`

Property Details

APN / Parcel Number

Primary APN	`26-29-22-41-0050`
Alternative APNs	`8068409` `8070871`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Basement Area	340 sqft
Finished Basement	340 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,550 sqft (0.15 acres)
Lot Dimensions	131 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8070871
Street Address	856 HOWARD ST N
City	SAINT PAUL
State	MN
Zip	55119-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESSEX PARK LOT 17 BLK 2
Legal Range	22
Legal Township	29
Legal Section	26
Legal Subdivision	ESSEX PARK
Legal Block	2
Legal Lot Number	17
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2001
Census Tract	31802

Owner

856 Howard St N is owned and occupied by an individual who bought it in July 2007.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	856 HOWARD ST N, SAINT PAUL, MN 55119-3515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST CLASS MORTGAGE V INC
Jul 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2007 · Amount on File
Deed Sale	Jul 16, 2007 · Amount on File
Prior Sale	Aug 22, 2001 · Amount on File
Deed Document Number	2007360819
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	856 HOWARD ST N, SAINT PAUL, MN 55119-3515
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04922268
Date	Dec 2, 2021
Instrument	A04922268

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company
Address	MONTROSE, MN 55363

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 28, 2017
Property Address	856 HOWARD ST N, SAINT PAUL, MN 55119-3515
Document Number	0004669706
Instrument Date	Jul 28, 2017
Instrument	4669706
Transaction Type	Transfer
Record Updated	Aug 7, 2017

Transaction

Amount	Amount on Record
Tax	$1.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 67TH ST E INVER GROVE HEIGHTS MN 550761606, INVER GROVE HEIGHTS, MN 55076-1606

Tax Assessment & Valuation

The 2025 property tax bill for 856 Howard St N was $3,706 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,400 Land $35,000 Building $227,400	$262,400 Land $35,000 Building $227,400
2025	$3,706.00
2023	$3,758.00 Homeowner's exemption	$228,400 Land $25,000 Building $203,400	$228,400 Land $25,000 Building $203,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 856 Howard St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Howard St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire, T-Mobile.

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