856 High St, Chestertown, MD 21620 Property Records

Kent County property record for 856 High St, Chestertown, MD 21620

Property Summary

Property Type	Commercial
Lot Size	0.787 acres (34,281 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (Nov 2019)
Tax Bill	$6,695 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-000382`

Property Details

APN / Parcel Number

Primary APN	`04-000382`
Alternative APN	`000382`

Exterior

Lot Area	34,281 sqft (0.787 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	000382
Street Address	856 HIGH ST
City	CHESTERTOWN
State	MD
Zip	21620-3909
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 0.787 AC 856 HIGH ST. CHESTERTOWN
Legal Subdivision	P M BROOKS JR INC
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	1
Census Block	1023
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23991 MELITOTA RD, CHESTERTOWN, MD 21620-3834
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Apr 15, 2002 · Amount on Record
Deed Book / Page	1031 / 255
Record Updated	Oct 29, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Nov 27, 2019
Property Address	856 HIGH ST, CHESTERTOWN, MD 21620-3909
Document Number	0010310255
Book / Page	001031 / 000255
Instrument Date	Nov 25, 2019
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23991 MELITOTA RD CHESTERTOWN MD 216203834, CHESTERTOWN, MD 21620-3834

Mortgage

Document Number	10310261
Date	Nov 27, 2019
Book Page	001031/000261

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Amount	Amount Recorded

Mortgage

Document Number	10320207,
Date	Nov 27, 2019
Book Page	001032/000207

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 26, 2029

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,695.00 (+1.92%)	$427,200 (+5.95%) Land $195,600 Building $231,600	$427,200 (+5.95%) Land $195,600 Building $231,600
2025	$6,569.00 (+20.64%)
2023	$5,445.00	$403,200 Land $195,600 Building $207,600	$403,200 Land $195,600 Building $207,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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