856 High Cotton Ln, Rockwall, TX 75087 Property Records

Rockwall County property record for 856 High Cotton Ln, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2001
Lot Size	0.172 acres (7,475 sqft)
Owner	2 Individual Names on File
Last Sale	$516,040 (Mar 2024)
Tax Bill	$4,499 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3253000J0027000R`

Property Details

APN / Parcel Number

Primary APN	`3253000J0027000R`
Alternative APNs	`R48411` `48411`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,475 sqft (0.172 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	292 sqft
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	856 HIGH COTTON LN
City	ROCKWALL
State	TX
Zip	75087-2290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKE PHASE 5, BLOCK J, LOT 27
Legal Subdivision	CARUTH LAKE PHASE 5
Legal Block	J
Legal Lot Number	27
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2009
Census Tract	40202

Owner

856 High Cotton Ln is owned and occupied by two individuals who bought it in March 2024.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	856 HIGH COTTON LN, ROCKWALL, TX 75087-2290
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2024 · Amount on File
Deed Sale	Mar 19, 2024 · Amount on File
Prior Sale	Jun 14, 2013 · Amount on File
Deed Document Number	20244619
Prior Transfer Date	Jun 13, 2013
Prior Transfer Doc	0000490371
Record Updated	Sep 20, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 19, 2024
Property Address	856 HIGH COTTON LN, ROCKWALL, TX 75087-2290
Document Number	0000004619
Map Reference	VOL D PG 29
Instrument Date	Mar 18, 2024
Instrument	20240000004619
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 CANYON RIDGE DR, ROCKWALL, TX 75087-7903

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	856 HIGH COTTON LN, ROCKWALL, TX 75087-2290

Mortgage

Document Number	0000004620
Date	Mar 19, 2024
Instrument	20240000004620

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 856 High Cotton Ln was $4,499 with a homeowner's exemption, up 2.5% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,476 (-0.77%) Land $155,000 Building $222,476	$377,476 (-0.77%) Land $155,000 Building $222,476
2025	$4,499.00 (+2.51%) Homeowner's exemption	$380,405 Land $155,000 Building $225,405	$380,405 Land $155,000 Building $225,405
2024	$4,389.00 (+16.76%)
2023	$3,759.00 Homeowner's exemption	$392,372 Land $178,250 Building $214,122	$392,372 Land $178,250 Building $214,122
2021	$4,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 856 High Cotton Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 High Cotton Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High Cotton Ln

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