Rockwall County property record for 856 Garner Dr, Fate, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 2,002 sqft · built 2023 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,444 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R118948 |
| Primary APN | R118948 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,002 sqft Living Area |
| Gross Area | 2,513 sqft |
| 1st Floor Area | 2,002 sqft |
| Lot Area | 7,449 sqft (0.171 acres) |
|---|---|
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Covered Porch |
| Porch Area | 136 sqft |
| Street Address | 856 GARNER DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODCREEK PHASE 9D-2, BLOCK R, LOT 12 |
| Legal Subdivision | WOODCREEK PHASE 9D-2 |
| Legal Block | R |
| Legal Lot Number | 12 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40407 |
856 Garner Dr is owned and occupied by two individuals.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 856 GARNER DR, ROCKWALL, TX 75087-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Aug 17, 2023 |
| Property Address | 856 GARNER DR, FATE, TX 75087-1129 |
| Document Number | 0000013699 |
| Map Reference | FILE 20220000018371 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 20230000013699 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | LENNAR TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 GARNER DR, FATE, TX 75087-1129 |
| Document Number | 0000013700 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 20230000013700 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 856 Garner Dr was $7,444 with a homeowner's exemption, down 12.5% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fate City |
| County | Rockwall County |
| Unified School District | Royse City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,638 (-5.56%) Land $76,500 Building $270,138 | $346,638 (-5.56%) Land $76,500 Building $270,138 | |
| 2025 | $7,444.00 (-12.53%) Homeowner's exemption | $367,027 Land $70,000 Building $297,027 | $367,027 Land $70,000 Building $297,027 |
| 2024 | $8,510.00 | ||
| 2023 | $60,000 Land $60,000 | $60,000 Land $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 856 Garner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 856 Garner Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FATE serves 29,285 people · EPA ID TX1990006 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Peoples Communications Fixed Wireless | 150 / 30 |
May also be available: Hotwire Communications, Nextlink, Wi-Five Broadband.
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