Montgomery County property record for 856 Flagler Dr, Gaithersburg, MD 20878
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,020 sqft · built 1984 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $368,000 (Oct 2017) |
| Tax Bill | $5,121 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02160695 |
| Primary APN | 09-02160695 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 660 sqft |
| Finished Basement | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02160695 |
|---|---|
| Street Address | 856 FLAGLER DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-1946 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RPT |
| Legal Description | FERNSHIRE FARMS |
| Legal Subdivision | FERNSHIRE FARMS |
| Legal Block | J |
| Legal Lot Number | 39 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 700823 |
856 Flagler Dr, a townhouse, is owned and occupied by two individuals who bought it in October 2017.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 856 FLAGLER DR, GAITHERSBURG, MD 20878-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION INC |
| Oct 6, 2017 | Deed, Transfer · Conventional Mortgage COUNSELLORS TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on File |
| Deed Sale | Oct 6, 2017 · Amount on File |
| Prior Sale | Jul 7, 2008 · Amount on File |
| Deed Book / Page | 55040 / 214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 856 FLAGLER DR, GAITHERSBURG, MD 20878-1946 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | STRATEGIC NATL TTL GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0597570359 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 59757/359 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION INC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 6, 2017 |
| Property Address | 856 FLAGLER DR, GAITHERSBURG, MD 20878-1946 |
| Document Number | 0550400214 |
| Book / Page | 55040 / 214 |
| Map Reference | MB120 PL14096 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | COUNSELLORS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 856 FLAGLER DR, GAITHERSBURG, MD 20878-1946 |
| Document Number | , 55040-223 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 55040-223 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 856 Flagler Dr was $5,121.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,900 (+5.26%) Land $175,000 Building $268,900 | $443,900 (-) Land $175,000 Building $268,900 | |
| 2025 | $5,121.00 | $421,733 | $443,900 Land $175,000 Building $268,900 |
| 2023 | $377,400 Land $175,000 Building $202,400 | $377,400 Land $175,000 Building $202,400 | |
| 2022 | $4,213.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 856 Flagler Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Oct 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 856 Flagler Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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