San Diego County property record for 856 Esperanza Pl, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,128 sqft · built 2002 |
| Lot Size | 0.118 acres (5,154 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $665,000 (Feb 2019) |
| Tax Bill | $8,733 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-680-22-00 |
| Primary APN | 595-680-22-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,128 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 5,154 sqft (0.118 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 856 ESPERANZA PL |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-2437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SF3 |
| Legal Description | LOT 22 TR 013694 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 013694 |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 13424 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 856 ESPERANZA PL, CHULA VISTA, CA 91914-2437 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 26, 2026 | Intrafamily Transfer, Transfer |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI NAVY FCU |
| Feb 4, 2019 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2019 · Amount on File |
| Deed Sale | Feb 4, 2019 · Amount on File |
| Prior Sale | Dec 18, 2015 · Amount on File |
| Deed Document Number | 201938841 |
| Prior Transfer Date | Apr 13, 2004 |
| Prior Transfer Doc | 0000349654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 26, 2026 |
| Property Address | 856 ESPERANZA PL, CHULA VISTA, CA 91914-2437 |
| Document Number | 0000021198 |
| Map Reference | MAP 13694 |
| Instrument Date | Jan 17, 2026 |
| Instrument | 2026-0021198 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 856 ESPERANZA PL, CHULA VISTA, CA 91914-2437 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 856 ESPERANZA PL, CHULA VISTA, CA 91914-2437 |
| Document Number | 0000455899 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | FEDERAL TITLE, FEDERAL TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 856 ESPERANZA PL CHULA VISTA CA 919142437, CHULA VISTA, CA 91914-2437 |
| Document Number | 0000455899 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 455899 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 4, 2019 |
| Property Address | 856 ESPERANZA PL, CHULA VISTA, CA 91914-2437 |
| Document Number | 0000038841 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 38841 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $731.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 856 ESPERANZA PL CHULA VISTA CA 919142437, CHULA VISTA, CA 91914-2437 |
| Document Number | 38842 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 38842 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 3, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $756,652 (+2%) Land $301,523 Building $455,129 | |
| 2025 | $8,733.00 (+5.37%) | $741,816 (+4.04%) Land $295,611 Building $446,205 |
| 2023 | $8,288.00 (+2.87%) | $713,012 Land $284,133 Building $428,879 |
| 2022 | $8,057.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures