856 E 5th St, Winona, MN 55987 Property Records

Winona County property record for 856 E 5th St, Winona, MN 55987 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,058 sqft · built 1890
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$116,000 (Jul 2020)
Tax Bill$1,242 (2026)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Sale & Second Mortgage
+ 1 more
APN32.430.1280

Property Details

APN / Parcel Number

Primary APN32.430.1280

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,058 sqft Living Area
1st Floor Area1,058 sqft
Basement Area1,058 sqft
Unfinished Basement1,058 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions140 ft deep x 25 ft wide
Garage TypeDetached
Garage Area320 sqft
PorchPorch
Porch Area84 sqft
Deck Area72 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating FuelElectric

Location & Zoning

Street Address856 E 5TH ST
CityWINONA
StateMN
Zip55987-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-25 TWP-107 RANGE-007 RIVERSIDE ADDITION LOT-009 LOT 9 BLK BLANK
Legal Range007
Legal Township107
Legal Section25
Legal SubdivisionRIVERSIDE ADDITION
Legal Lot Number9
JurisdictionWINONA MN
Township / Civil DivisionWINONA
Census Block Group2
Census Block2019
Census Tract670700

Owner

Source: Winona County records · APN 32.430.1280

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address856 E 5TH ST, WINONA, MN 55987-4609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 17, 2020Warranty Deed, Transfer · Stand-Alone Second Mortgage
WELLS FARGO BANK NA
Jul 01, 2019Warranty Deed, Transfer · FHA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleJul 01, 2019 · Amount on Record
Deed Document Number2020625970
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address856 E 5TH ST, WINONA, MN 55987-4609
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000625971
DateJul 17, 2020
Instrument625971
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateJul 17, 2020
Property Address856 E 5TH ST, WINONA, MN 55987-4609
Document Number625970
Instrument DateJun 17, 2020
Instrument625970
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyRIVER VALLEY TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$382.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address856 E 5TH ST, WINONA, MN 55987-4609

Mortgage

Document Number625972
DateJul 17, 2020
Instrument625972
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateJul 01, 2019
Property Address856 E 5TH ST, WINONA, MN 55987-4609
Document Number617681
Instrument DateJun 27, 2019
Instrument617681
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyRIVER VALLEY TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$382.47
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address856 E 5TH ST, 856, WINONA, MN 55987-4609

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number617682
DateJul 01, 2019
Instrument617682
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2034

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,242.00 (+19.88%)
2025$133,400 (+5.62%) Land $24,200 Building $109,200$133,400 (+5.62%) Land $24,200 Building $109,200
2023$1,036.00 Homeowner's exemption$126,300 Land $23,300 Building $103,000$126,300 Land $23,300 Building $103,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696707002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2007)
Most Recent ClaimAug 2007, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Aug 2007 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 841 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Hiawatha Broadband Communications, Verizon, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

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