856 Cummins Rd, Creekside, PA 15732 Property Records

Indiana County property record for 856 Cummins Rd, Creekside, PA 15732

Property Summary

Property Type	Rural Home
Details	4 bd · 4.5 ba · 4,173 sqft · built 2004
Lot Size	18.3 acres (798,455 sqft)
Owner	Individual Name on Record
Last Sale	$5,400 (Nov 2019)
Tax Bill	$8,383 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-002-121.03`

Property Details

APN / Parcel Number

Primary APN	`39-002-121.03`
Alternative APN	`00050828`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,173 sqft Living Area
Basement Area	2,557 sqft
Finished Basement	660 sqft
Unfinished Basement	1,897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Lot Area	798,455 sqft (18.3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	13 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	706 sqft
Deck Area	42 sqft
Shed	1 Shed
Shed Area	720 sqft
Lean-To	816 sqft
Milk House	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00050828
Street Address	856 CUMMINS RD
City	CREEKSIDE
State	PA
Zip	15732-9108
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	AC= 16.52 1 HO 1 GA 1 OB
Jurisdiction	INDIANA PA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1056
Census Tract	960600

Owner

Source: Indiana County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	856 CUMMINS RD, CREEKSIDE, PA 15732-9108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit S & T BANK
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	2019305483
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	856 CUMMINS RD, CREEKSIDE, PA 15732-9108
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 CUMMINS RD, CREEKSIDE, PA 15732-9108

Mortgage

Document Number	2021322628
Date	Sep 29, 2021
Instrument	2021-322628

Lender

Name	S & T BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	856 CUMMINS RD, CREEKSIDE, PA 15732-9108
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021320089
Date	Jul 6, 2021
Instrument	2021-320089

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIANA PA
Recording Date	Nov 25, 2019
Property Address	856 CUMMINS RD, CREEKSIDE, PA 15732-9108
Document Number	2019305483
Instrument Date	Oct 22, 2019
Instrument	2019-305483
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 CUMMINS RD, CREEKSIDE, PA 15732-9108

Tax Assessment & Valuation

Source: Indiana County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
County Subdivision	Washington Township
Unified School District	Marion Center Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,383.00 (+14.43%) Homeowner's exemption	$413,600 (-) Land $49,300 Building $364,300	$413,600 (-) Land $49,300 Building $364,300
2023	$7,326.00	$413,600 Land $49,300 Building $364,300
2015			$413,600 Land $49,300 Building $364,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1996–2026)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Aug 2026 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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