856 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 856 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,374 sqft · built 1904
Lot Size	0.187 acres (8,150 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Oct 2003)
Tax Bill	$6,594 (2025)
Deeds & Mortgages	May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-12-0050`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-12-0050`
Alternative APNs	`8226887` `259207`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,374 sqft Living Area
1st Floor Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,150 sqft (0.187 acres)
Lot Dimensions	163 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	259207
Street Address	856 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1014
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	COMO ADDITION TO ST. PAUL,,RAM EX E 95 FT LOTS 1 THRU LOT 5 BLK 3
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	COMO ADDITION TO ST. PAUL,,RAM
Legal Block	3
Legal Lot Number	1,5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3008
Census Tract	30300

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	856 COMO AVE, 2, SAINT PAUL, MN 55103-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2003 · Amount on Record
Deed Sale	Oct 3, 2003 · Amount on Record
Deed Document Number	2003316588
Record Updated	Sep 20, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	856 COMO AVE, SAINT PAUL, MN 55103-1014
Document Number	0004826168
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 COMO AVE #2 ST PAUL MN 551031014, 2, ST PAUL, MN 55103-1014

Mortgage

Document Number	0004826168
Date	Aug 7, 2020
Instrument	4826168

Lender

Name	US BK NA SERIES 2005-8 (CE)
Address	60 LIVINGSTON AVE, ST PAUL, MN 55107-2292

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2035

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,700 (+4.3%) Land $54,500 Building $338,200	$392,700 (+4.3%) Land $54,500 Building $338,200
2025	$6,594.00 (+7.92%)
2023	$6,110.00 Homeowner's exemption	$376,500 Land $54,500 Building $322,000	$376,500 Land $54,500 Building $322,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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