856 Clonmel Dr, Matthews, NC 28104 Property Records

Union County property record for 856 Clonmel Dr, Matthews, NC 28104

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 3,605 sqft · built 2001
Lot Size0.888 acres (38,681 sqft)
Owner2 Individual Names on File
Last Sale$995,000 (Aug 2024)
Tax Bill$6,544 (2025)
Deeds & MortgagesJun 2025 Line of Credit
Aug 2024 Sale
Flood ZoneZone X (minimal risk)
APN07-075-166

Property Details

APN / Parcel Number

Primary APN07-075-166

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area3,605 sqft Living Area
Gross Area4,254 sqft
1st Floor Area1,653 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area38,681 sqft (0.888 acres)
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area22 sqft
Deck Area372 sqft
Patio Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address856 CLONMEL DR
CityMATTHEWS
StateNC
Zip28104-7014
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-15 STALL
Legal Description#550 KILDARE@SHANNAMARA PH3B MP4 OPCG423
Legal SubdivisionSHANNAMARA - KILDARE
Legal Lot Number550
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group1
Census Block1009
Census Tract20310

Owner

856 Clonmel Dr, a rural home, is owned by two individuals who bought it in August 2024.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address56 CLONMEL DR, MATTHEWS, NC 28104
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Aug 9, 2024Warranty Deed, Transfer
TRYON TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2024 · Amount on File
Deed SaleAug 9, 2024 · Amount on File
Prior SaleNov 5, 2020 · Amount on File
Deed Document Number202418787
Deed Book / Page8955 / 421
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address856 CLONMEL DR, MATTHEWS, NC 28104-7014
Transaction TypeMortgage
Record UpdatedDec 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address856 CLONMEL DR, MATTHEWS, NC 28104-7014

Mortgage

Document Number0009129696
DateJun 2, 2025
Book Page9129/696
Instrument13596
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 9, 2024
Property Address856 CLONMEL DR, MATTHEWS, NC 28104-7014
Document Number0008955421
Book / Page8955 / 421
Map ReferenceCAB G FILE 423
Instrument DateJul 31, 2024
Instrument18787
Transaction TypeTransfer
Record UpdatedDec 2, 2025
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$1,990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address51 MONROE CENTER ST NW # NW202, NW202, GRAND RAPIDS, MI 49503-2934

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 CLONMEL DRIVE, MATTHEWS, NC 28104

Tax Assessment & Valuation

The 2025 property tax bill for 856 Clonmel Dr was $6,544.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityStallings Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$972,800 (-) Land $145,000 Building $827,800$972,800 (-) Land $145,000 Building $827,800
2025$6,544.00$972,800 Land $145,000 Building $827,800$972,800 Land $145,000 Building $827,800
2023$4,133.00$497,100 Land $87,300 Building $409,800$497,100 Land $87,300 Building $409,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 856 Clonmel Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2005–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Clonmel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREEDY CREEK MHP
private · serves 64 people · EPA ID NC0160168
Water SourceGroundwater
Last State InspectionAug 2024
Also Mapped HereUNION COUNTY WATER SYSTEM
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Windstream.

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