Lexington-Fayette Urban County property record for 856 Celia Ln, Lexington, KY 40504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,282 sqft · built 1958 |
| Lot Size | 0.252 acres (10,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (May 2023) |
| Tax Bill | $2,961 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2023 Sale + 2 more |
| APN | 22618700 |
| Primary APN | 22618700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Stone |
| Lot Area | 10,960 sqft (0.252 acres) |
| Lot Width | 80.2 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 856 CELIA LN |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40504-2364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | C-075 GARDENSIDE UNIT 12A LOT 21B; BOOK: 3877 PAGE: 681 |
| Legal Subdivision | GARDENSIDE |
| Legal Block | B |
| Legal Lot Number | 21 |
| Legal Unit | 12A |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2600 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 856 CELIA LN, LEXINGTON, KY 40504-2364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage INDEPENDENCE HOME LOANS LLC |
| May 5, 2023 | Deed, Transfer |
| May 5, 2023 | Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Sep 14, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on Record |
| Deed Sale | May 5, 2023 · Amount on Record |
| Prior Sale | Sep 14, 2021 · Amount on Record |
| Deed Document Number | 202345 |
| Deed Book / Page | 4015 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 856 CELIA LN, LEXINGTON, KY 40504-2364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCORLAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 856 CELIA LN, LEXINGTON, KY 40504-2364 |
| Document Number | MB11143/46 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | MB 11143/46 |
| Instrument | 202601210159 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | May 5, 2023 |
| Property Address | 856 CELIA LN, LEXINGTON, KY 40504-2364 |
| Document Number | 0DB4015/33 |
| Book / Page | DB 4015 / 33 |
| Map Reference | CAB C SL 75 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 202305050044 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 355 W CENTRAL AVE # AVE226, AVE226, SPRINGBORO, OH 45066-1293 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 856 CELIA LN, LEXINGTON, KY 40504-2364 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | May 5, 2023 |
| Property Address | 856 CELIA LN, LEXINGTON, KY 40504-2364 |
| Document Number | 0DB4015/37 |
| Book / Page | DB 4015 / 37 |
| Map Reference | CAB C SL 75 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 202305050045 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1528 WARRIOR PATH, HERMANN, MO 65041-4354 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 856 CELIA LN, LEXINGTON, KY 40504-2364 |
| Document Number | 202305050046 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 202305050046 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Number | MB10638/344 |
|---|---|
| Date | May 5, 2023 |
| Book Page | MB 10638/344 |
| Instrument | 202305050047 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Sep 14, 2021 |
| Property Address | 856 CELIA LN, LEXINGTON, KY 40504-2364 |
| Document Number | 3877/681 |
| Book / Page | 3877 / 681 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,961.00 (+1.89%) | $235,000 (-) | $235,000 (-) |
| 2025 | $2,906.00 (+144.61%) | $235,000 (+64.91%) | $235,000 (+64.91%) |
| 2023 | $1,188.00 (-8.76%) Homeowner's exemption | $142,500 (-) | $142,500 (-) |
| 2022 | $1,302.00 Homeowner's exemption | $142,500 | $142,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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