856 Cape Ave, Bozeman, MT 59715 Property Records

Gallatin County property record for 856 Cape Ave, Bozeman, MT 59715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 2008
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on File
Last Sale	$119,400 (May 2006)
Tax Bill	$1,961 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00RFG39561`

Property Details

APN / Parcel Number

Primary APN	`00RFG39561`
Alternative APNs	`06-0904-24-3-01-10-0000` `R0639665`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,593 sqft Living Area
1st Floor Area	1,593 sqft
Basement Area	1,593 sqft
Unfinished Basement	1,593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,411 sqft (0.239 acres)

Exterior Amenities

Porch	Slab
Porch Area	143 sqft
Deck Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00RFG39561
Street Address	856 CAPE AVE
City	BOZEMAN
State	MT
Zip	59715-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SPRING HILL PARK SUB, S24, T01 S, R05 E, BLOCK 1, LOT 15, PLAT H-8
Legal Range	05E
Legal Township	01S
Legal Section	24
Legal Subdivision	SPRING HILL PARK SUB
Legal Block	1
Legal Lot Number	15
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	1
Census Block	1008
Census Tract	504

Owner

856 Cape Ave is owned by an individual who bought it in May 2006.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 6482, BOZEMAN, MT 59771-6482
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Jul 21, 2020	Intrafamily Transfer, Transfer
Aug 20, 2019	Intrafamily Transfer, Transfer AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2006 · Amount on File
Deed Sale	May 3, 2006 · Amount on File
Deed Document Number	20062226924
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	856 CAPE AVE, BOZEMAN, MT 59715-9312
Transaction Type	Mortgage
Record Updated	Jan 17, 2023
Title Company	AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002793849
Date	Jan 9, 2023
Instrument	2793849

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	856 CAPE AVE, BOZEMAN, MT 59715-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2737797
Date	Jun 15, 2021
Instrument	2737797

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	856 CAPE AVE, BOZEMAN, MT 59715-9312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2698163
Date	Sep 1, 2020
Instrument	2698163

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Jul 21, 2020
Property Address	856 CAPE AVE, BOZEMAN, MT 59715-9312
Document Number	2690166
Instrument Date	Jul 21, 2020
Instrument	2690166
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	856 CAPE AVE, 856, BOZEMAN, MT 59715-9312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 CAPE AVE, BOZEMAN, MT 59715-9312

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Aug 20, 2019
Property Address	856 CAPE AVE, BOZEMAN, MT 59715-9312
Document Number	2655044
Map Reference	PL 11-8
Instrument Date	Aug 20, 2019
Instrument	2655044
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	856 CAPE AVE, BOZEMAN, MT 59715-9312

Tax Assessment & Valuation

The 2026 property tax bill for 856 Cape Ave was $1,961, up 1.1% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,961.00 (+1.08%)	$552,003 (-)	$552,003 (-) Land $234,453 Building $317,550
2025	$1,940.00	$552,003	$552,003 Land $234,453 Building $317,550
2023	$3,114.00	$591,200	$591,200 Land $230,789 Building $360,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 856 Cape Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2008–2011)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Cape Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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