856 Bellegray Rd, Clover, SC 29710 Property Records

York County property record for 856 Bellegray Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,172 sqft · built 2023
Lot Size	1.01 acres (44,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (May 2025)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`374-00-00-070`

Property Details

APN / Parcel Number

Primary APN	`374-00-00-070`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,172 sqft Living Area
Gross Area	4,261 sqft
1st Floor Area	2,804 sqft
2nd Floor Area	368 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	44,129 sqft (1.01 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	420 sqft
Deck Area	140 sqft

Location & Zoning

Street Address	856 BELLEGRAY RD
City	CLOVER
State	SC
Zip	29710-6717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGC
Legal Description	LT# 17 IRONGATE SUB
Legal Subdivision	IRON GATE FARMS
Legal Lot Number	17
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3006
Census Tract	61705

Owner

Source: York County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	856 BELLEGRAY RD, CLOVER, SC 29710-6717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 8, 2023	Deed of Trust, Mortgage · Construction Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 30, 2025	Warranty Deed, Transfer · Line of Credit PENNYMAC LOAN SERVICES LLC
May 13, 2025	Re-recorded Document
Sep 15, 2022	Deed, Transfer · Stand-Alone First Mortgage MOVEMENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Apr 30, 2025 · Amount on Record
Deed Document Number	202515302
Deed Book / Page	21907 / 122
Prior Transfer Date	Apr 28, 2025
Prior Transfer Doc	2190700122
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	856 BELLEGRAY RD, CLOVER, SC 29710-6717
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 BELLEGRAY RD, CLOVER, SC 29710-6717

Mortgage

Document Number	2119900240
Date	Mar 12, 2024
Book Page	21199/240
Instrument	2024007202

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	856 BELLEGRAY RD, CLOVER, SC 29710-6717
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5309 SPARROW DAIRY RD, GASTONIA, NC 28056-9063

Mortgage

Document Number	2079400446
Date	Jun 8, 2023
Book Page	20794/446
Instrument	2023017253

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Apr 1, 2054

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Apr 30, 2025
Property Address	856 BELLEGRAY RD, CLOVER, SC 29710-6717
Document Number	2188300031
Book / Page	21883 / 31
Map Reference	MB D-308 PG 10
Instrument Date	Apr 30, 2025
Instrument	2025013673
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	856 BELLEGRAY RD, CLOVER, SC 29710-6717

Mortgage

Document Number	2188300035
Date	Apr 30, 2025
Book Page	21883/35
Instrument	2025013674

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	Other
Max Rate	10.6%

May 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	YORK SC
Recording Date	May 13, 2025
Property Address	856 BELLEGRAY RD, CLOVER, SC 29710-6717
Document Number	2190700122
Book / Page	21907 / 122
Map Reference	MB D-308 PG 10
Instrument Date	Apr 28, 2025
Instrument	2025015302
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	856 BELLEGRAY RD, CLOVER, SC 29710-6717

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Sep 15, 2022
Property Address	856 BELLEGRAY RD, CLOVER, SC 29710-6717
Document Number	2040400401
Book / Page	20404 / 401
Map Reference	MB D-308 PG 10
Instrument Date	Sep 14, 2022
Instrument	2022040398
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	856 BELLEGRAY RD, CLOVER, SC 29710-6717

Mortgage

Document Number	2022040399
Date	Sep 15, 2022
Instrument	2022040399

Lender

Name	MOVEMENT BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,314.00 (+18.74%)	$26,389 (+256.99%) Land $4,463 Building $21,926	$747,900 (+507.06%) Land $126,500 Building $621,400
2023	$2,791.00	$7,392 Land $7,392	$123,200 Land $123,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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